Unlocking HDB Priority Schemes: Navigating BTO Flat, HDB BTO, SBF Parenthood, and Multi-Generation Priority Scheme in 2023 | Guide to Applicant HDB Flats, Lose Priority, Ballot Chances, Parenthood Priority Scheme and Sale of Balance Flats for First-Timers

by | Oct 26, 2023

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Overview of Singapore HDB Priority Schemes

HDB Priority Schemes Intro

Definition of HDB Priority Schemes

The HDB Priority Schemes refer to a set of guidelines and policies implemented by the Singapore government to ensure fair allocation of public housing flats to eligible flat applicants.

These schemes are administered by the Housing and Development Board (HDB), the statutory board responsible for public housing in Singapore.

Through the HDB Priority Schemes, flat applicants are given different ballot chances depending on their circumstances and needs.

These schemes aim to address various housing requirements and priorities such as family support, multi-generational living, parenthood, and housing for the elderly.

Eligibility Conditions:

To qualify for the various priority schemes, applicants must meet certain eligibility conditions set by the HDB.

These conditions may include factors such as citizenship, age, marital status, income, and the number of existing properties owned.

The specific requirements can vary depending on the scheme and the type of flat applicants are applying for (e.g., Build-To-Order (BTO) flats, Sale of Balance Flats (SBF), etc.).

Allocation of Flats:

The HDB Priority Schemes ensure that applicants who fall under the eligible categories enjoy priority in the selection of flats.

This means that they have a higher chance of being allocated a flat compared to those who do not qualify for any priority scheme.

The allocation process takes into consideration factors such as demand, supply of flats, and the availability of participating bank loans.

HDB Priority Schemes

Importance of Priority Schemes in HDB Applications in Singapore

Applying for a flat in Singapore can be highly competitive, especially for first-timers.

The HDB Priority Schemes play a crucial role in ensuring that the housing needs of different groups are met and that flat selection is fair and equitable.

These schemes give first-timers and other eligible groups better chances of securing a flat that meets their needs.

For example, the Parenthood Priority Scheme provides priority to married couples who have a child or are expecting one, while the Multi-Generation Priority Scheme caters to families who wish to live together in the same HDB estate.

By providing different ballot chances, the HDB Priority Schemes help to regulate the demand and supply of flats, ensuring that the allocation process is balanced.

This helps to maintain the quality and affordability of public housing in Singapore.

Key Features of HDB Priority Schemes in Singapore

The HDB Priority Schemes offer several key features that are important to understand:

  • Joint Application: Some priority schemes allow for joint applications, where eligible applicants can apply for a flat together. This caters to families who wish to live in the same HDB estate, providing them with higher ballot chances.
  • Sensitive Information: The HDB handles sensitive information of applicants with utmost confidentiality. The personal and financial details shared during the application process are protected to ensure data security and privacy.
  • 2-Room Flexi: This scheme provides flexibility in the flat size for elderly citizens. They can choose 2-room flats with different lease periods, depending on their needs and preferences.
  • Build-To-Order and Sales Exercises: The priority schemes are applicable to both Build-To-Order (BTO) flats and Sale of Balance Flats exercises, ensuring that applicants have opportunities to secure a flat through different channels.
  • Housing Grants: Priority scheme applicants may also be eligible for various CPF Housing Grants provided by the government. These grants further assist in making public housing more affordable and accessible.

It is essential for flat applicants to obtain accurate information and apply through official and secure websites to ensure they are participating in legitimate HDB schemes.

This will help them navigate through the process effectively and make informed decisions.

Overall, the HDB Priority Schemes cater to the diverse needs of flat buyers in Singapore, ensuring fair allocation and providing support for various housing requirements.

Key Takeaways

  1. Definition of HDB Priority Schemes: Guidelines for fair allocation of public housing by the Singapore government, administered by HDB. Addresses housing needs like family support, multi-generational living, and parenthood.
  2. Eligibility Conditions: Conditions include citizenship, age, marital status, income, and existing property ownership. Vary based on scheme and flat type (e.g., BTO, SBF).
  3. Allocation of Flats: Priority for eligible applicants in flat selection. Factors considered: demand, supply, and bank loan availability.
  4. Importance of Priority Schemes: Crucial for fair and competitive flat allocation. Gives better chances to first-timers and eligible groups. Regulates demand and maintains housing quality and affordability.
  5. Key Features: Joint applications allowed, sensitive information handled confidentially, 2-room Flexi for elderly, applicable to BTO and SBF, housing grants available.
  6. Parenthood Priority Scheme: Priority for married couples expecting a child. Additional ballot chance in BTO. Flexibility in housing options. Adoptive parents eligible.
  7. Married Child Priority Scheme: Priority for married children to live near parents. Additional ballot chance, eligibility criteria, and benefits explained. Encourages family support and community bonding.
  8. Multi-Generation Priority Scheme: Designed for extended families living together. Benefits include increased ballot chances, mutual care, and community growth. Application process and advantages discussed.
  9. Third Child Priority Scheme: Targets families with three or more children. Additional ballot chances, benefits, and financial considerations highlighted. Promotes racial harmony and family ties.
  10. Senior Priority Scheme: For elderly citizens (55+). Offers priority, affordability considerations, and increased chances in the Ballot exercise. Supports well-being and housing needs of seniors.
  11. First-Timers Priority Schemes: Various schemes for individuals or families buying their first HDB flat. Examples include Fresh Start Housing Scheme, PPS, MGPS, and others. Emphasizes family support and community ties.

Parenthood Priority Schemes

Parenthood Priority Schemes

Parenthood Priority Scheme for married couples with children

The Parenthood Priority Scheme is a program introduced by the Singapore Housing Development Board (HDB) to give priority to married couples who are expecting a child.

Under this scheme, these couples have a better chance of securing a flat in the August 2023 Build-To-Order (BTO) exercise.

This scheme recognizes the importance of providing suitable housing for families with young children.

One of the key benefits of the Parenthood Priority Scheme is that married couples with a child will receive an additional ballot chance in the BTO application process.

This increases their chances of being selected in the ballot and securing a flat.

It is important to note that this scheme is not limited to first-timer applicants only.

Married couples who have previously obtained a flat from HDB can also benefit from this priority scheme.

Another benefit of the Parenthood Priority Scheme is that it offers flexibility in housing options.

For example, eligible married couples can apply for two-room Flexi flats, which cater to families who prefer communal living or short-lease 2-room Flexi flats.

These unique flat options provide flexibility that suits the needs and preferences of families with young children.

Community living spaces are also available to foster a sense of belonging and support among residents.

The Parenthood Priority Scheme is not limited to biological parents.

Adoptive parents are also eligible to apply for this scheme, recognizing the importance of providing a stable and conducive living environment for adoptive families.


Benefits and requirements of Parenthood Priority Scheme

The Parenthood Priority Scheme offers several benefits to married couples who are expecting or have children.

These benefits include:

  1. Additional ballot chance: Eligible couples under the Parenthood Priority Scheme receive an additional ballot chance, increasing their chances of securing a flat in the BTO exercise.
  2. Flexibility in housing options: The scheme offers various housing options, including two-room Flexi flats, communal living, and short-lease 2-room Flexi flats, providing flexibility that suits the needs of families with young children.

To be eligible for the Parenthood Priority Scheme, married couples must meet certain requirements, such as being legally married and having or expecting a child.

The exact details of the scheme’s requirements can be obtained from the HDB website or by contacting the Singapore Housing Development Board.

The Parenthood Priority Scheme is one of the many initiatives introduced by the Singapore Housing Development Board to support families and ensure that they have access to quality housing.

By providing priority to married couples with children, the scheme aims to create a conducive living environment that promotes daily care and quality of life for families.

Married Child Priority Schemes

Married Child Priority Schemes

Married Child Priority Scheme for families looking to live near their parents

Singapore’s Housing Development Board (HDB) recognizes the importance of family ties and offers various priority schemes to support families.

The Married Child Priority Scheme is one such initiative aimed at enabling married children to live near their parents.

This scheme allows eligible married children to have a higher chance of obtaining a flat from HDB in the same estate as their parents.

To be eligible for the Married Child Priority Scheme, applicants must fulfill certain criteria.

They must be married and have at least one parent who is a Singapore citizen or permanent resident residing in the same resale flat.

Preference is given to married children who wish to live in the same estate as their parents.

By prioritizing married children who want to live near their parents, HDB aims to strengthen intergenerational family connections.

This scheme not only allows families to be in close proximity but also helps in supporting aging parents by providing social and emotional support.

The Married Child Priority Scheme also addresses some common estate maintenance issues.

By having family members living nearby, there is a higher chance of shared responsibility in maintaining the cleanliness and security of the estate.

When HDB launches the sales of balance flats or new BTO (Built-to-Order) projects, married children under this scheme receive an additional ballot chance.

This increases their likelihood of obtaining a flat near their parents.

However, it is important to note that this scheme does not guarantee a flat, as the demand for flats may vary depending on the estate’s popularity and availability.

Eligibility criteria and benefits of Married Child Priority Scheme

To qualify for the Married Child Priority Scheme, applicants must be a married child of an existing flat owner or occupant, with at least one parent who is a Singapore citizen or permanent resident.

Additionally, the parent(s) must be residing in the same resale flat.

The benefits of the Married Child Priority Scheme include an additional ballot chance during the BTO or sales of balance flat exercises.

This significantly increases the probability of obtaining a flat near the parents’ existing living arrangement.

In terms of flat supply, the government ensures that a certain percentage of two-room Flexi flats are set aside for the Married Child Priority Scheme.

This provides more housing options for families opting for this scheme.

In the case of unsuccessful applications for the Married Child Priority Scheme, applicants may consider a joint application with their parents for another residential project.

This increases the chances of securing a flat and living near their parents.

Furthermore, living near their parents brings additional benefits such as access to nearby amenities and commercial facilities.

Moreover, it allows families to become an integral part of the community and participate in community bonding activities.

Overall, the Married Child Priority Scheme is a proactive initiative by HDB to promote strong family ties and provide an opportunity for married children to live near their parents.

It not only addresses the housing needs of families but also fosters a sense of community and support among generations.


Multi-Generation Priority Schemes

Multi Generation Priority Schemes

Multi-Generation Priority Scheme for extended families living under one roof

The Multi-Generation Priority Scheme is designed for extended families who choose to live together under one roof.

With this scheme, flats are set aside specifically for multi-generation families, providing ample spaces for residents to enjoy communal living and fostering a vibrant living environment within the estate.

The scheme caters to different family sizes and living arrangements.

For instance, short-lease 2-room Flexi flats are available for parents with married children and their families, while larger flats are allocated for multi-generation families with three or more generations living together.

This not only enhances the sense of community but also allows for mutual care and support among family members.

By implementing the Multi-Generation Priority Scheme, the Housing Development Board (HDB) aims to create cohesive communities where residents experience a strong sense of belonging and connection.

It also provides larger families with greater ballot chances for a higher chance of securing a flat that can accommodate their needs.

Benefits and Application Process for Multi-Generation Priority Scheme

The Multi-Generation Priority Scheme offers various benefits to different groups, such as first-timer singles, larger families, and those who prioritize family support and close-knit communities.

When applying for an HDB flat under this scheme, applicants can enjoy the following advantages:

  1. Increased ballot chances: As the scheme prioritizes multi-generation families and encourages communal living, applicants under this scheme have higher chances of securing a flat that suits their needs and preferences.
  2. Mutual care and support: Living with extended family members fosters an environment of mutual care and support, as family members can readily lend a helping hand and provide emotional assistance when needed.
  3. Community growth: The Multi-Generation Priority Scheme promotes the growth of strong and cohesive communities by encouraging residents to form close bonds and cultivate a sense of belonging.

To apply for an HDB flat under the Multi-Generation Priority Scheme, interested parties need to meet the eligibility criteria set by the HDB.

This typically includes being part of an extended family living together under one roof and meeting the income and citizenship requirements.

The Multi-Generation Priority Schemes offered by the HDB cater to extended families seeking communal living and strong family support.

By prioritizing these families and providing suitable housing options, the HDB aims to create vibrant and cohesive communities that foster mutual care and contribute to the overall growth and well-being of residents.

Third Child Priority Scheme – Estate Housing Development Board HDB BTO Application

Third Child Priority Scheme

Third Child Priority Scheme for families with three or more children

The Third Child Priority Scheme is a priority scheme initiated by the Housing Development Board (HDB) in Singapore, specifically targeting families with three or more children.

The scheme aims to provide support and assistance to these families by giving them additional ballot chances for their Build-to-Order (BTO) application.

The scheme recognizes the unique needs and demands of families with multiple children, understanding that larger families require more space and suitable housing arrangements.

By expanding the scheme to include families with three or more children, the HDB acknowledges the continued relevance of supporting such families in maintaining their quality of life.

Under the Third Child Priority Scheme, families with three or more children are given a quota of flats that is separate from the regular BTO application process.

This helps to ensure that families have fair access to housing options that meet their needs.

The benefits of the Third Child Priority Scheme extend beyond meeting the housing needs of families.

It also promotes racial harmony and strengthens family ties within multi-generational families.

By prioritizing families with multiple children, the scheme acknowledges the importance of fostering strong family relationships and providing an environment that supports the well-being of each family member.

Financial prudence is also taken into consideration under this scheme.

The monthly household income ceiling for families eligible for the Third Child Priority Scheme is set at a reasonable level to ensure that families are financially capable of managing the responsibilities of raising multiple children.

By providing families with three or more children priority access to housing, the Third Child Priority Scheme encourages families to continue growing and contributes to the development of a vibrant and diverse community.

It also recognizes the contributions made by families with multiple children to Singapore’s society, including fulfilling National Service obligations and contributing to the social fabric of the nation.

The Third Child Priority Scheme aligns with the Singapore government’s commitment to providing quality residential properties and facilities that cater to the needs of different family sizes and structures.

It reaffirms the government’s dedication to fostering a supportive and inclusive environment for families in Singapore.


Senior Priority Scheme

Senior Priority Scheme

Senior Priority Scheme for elderly citizens looking for suitable housing options

The Senior Priority Scheme is a housing initiative by the Singapore Housing Development Board (HDB) that caters to elderly citizens aged 55 and above who are looking for suitable housing options.

This scheme is designed to provide elderly residents with the opportunity to live in a familiar environment while enjoying the comforts of quality homes.

Under this scheme, eligible applicants who are aged 55 and above can apply for both new flats and flats in non-mature estates.

This allows elderly citizens to choose housing options that best suit their needs and preferences.

The Senior Priority Scheme recognizes the importance of providing cost-effective housing options for elderly citizens.

It takes into consideration their retirement income and household incomes to ensure affordability.

This enables elderly residents to enjoy a comfortable living environment without compromising their financial stability.

One of the key advantages of the Senior Priority Scheme is that it offers elderly citizens a higher chance of obtaining a flat through the Ballot exercise.

This increased chance can be attributed to the priority given to elderly applicants.

It provides them with a fair opportunity to secure a suitable home within their desired housing estate.

By prioritizing the needs of elderly citizens, the Senior Priority Scheme contributes to the overall housing landscape in Singapore.

It ensures that elderly residents have access to quality homes that promote their well-being and cater to their unique needs.

In summary, the Senior Priority Scheme is a valuable initiative by the Singapore Housing Development Board (HDB) that aims to support elderly citizens in finding suitable housing options.

By offering priority in the Ballot exercise and considering the affordability of housing options, this scheme ensures that elderly residents have the opportunity to live comfortably in their preferred housing estate.


First-Timers Priority Schemes – Sales of Balance

First-Timers Priority Schemes for individuals or families applying for their first HDB flat

The Singapore Housing Development Board (HDB) offers priority schemes for first-timers who are individuals or families applying for their first HDB flat.

These schemes are designed to cater to the urgent housing needs of first-time flat applicants and provide them with better chances of obtaining their desired home.

One such scheme is the Fresh Start Housing Scheme, which aims to support families with young children living in rental flats.

Under this scheme, eligible families can apply for a two-room Flexi flat in a non-mature estate.

This helps them break out of the rental cycle and own a home of their own.

First-timer families can also benefit from schemes like the Parenthood Priority Scheme (PPS) and the Multi-Generation Priority Scheme (MGPS).

The PPS gives higher ballot chances for families with children, encouraging them to have more children and support Singapore’s population growth.

The MGPS allows multi-generation families to apply for a flat together, providing them with options to live closer and enjoy the mutual support of family members.

For first-timer applicants, there are also priority schemes for various sales modes.

For example, the Married Child Priority Scheme gives higher chances of success in the ballot for first-timer applicants who are buying a flat to live with or near their married child.

This scheme enables families to stay together in the same estate or neighborhood.


In addition, HDB offers priority schemes for specific groups such as the Senior Priority Scheme and the Third Child Priority Scheme.

The Senior Priority Scheme caters to the housing needs of elderly individuals aged 55 and above.

It provides them with priority access to two-room Flexi flats in various locations.

The Third Child Priority Scheme gives priority to families with two or more children when applying for a flat, supporting the government’s efforts to encourage families to have more children.

These priority schemes aim to ensure that first-time flat applicants have a fair chance of obtaining their desired home and support the government’s goal of providing quality housing for all Singaporeans.

The schemes also emphasize the importance of family support and encourage strong family ties within the community.

Overall, these priority schemes play a crucial role in facilitating the home ownership journey for first-time buyers, providing them with enhanced opportunities to secure their dream home in prime location projects that meet HDB’s quality standards.

With these schemes in place, individuals and families can have peace of mind knowing that their housing needs are being prioritized by the Singapore Housing Development Board.



In conclusion, HDB priority schemes play a crucial role in ensuring a fair allocation of flats to a wide range of applicants, considering their specific needs and circumstances.

These schemes prioritize various groups, such as first-timer married couples, families with citizen children, and singles.

By providing specific benefits and advantages to these groups, the aim is to address their housing needs effectively.

The availability of 3-room BTO flats and 3-room flats under the HDB priority schemes further caters to the needs of smaller families or singles, providing them with affordable and suitable housing options.

Additionally, the introduction of shorter leases and the option to choose between a 99-year lease or shorter leases gives applicants more flexibility based on their preferences and financial capabilities.

The HDB priority schemes also take into account the applicants’ monthly income and eligibility for various forms of housing subsidies and grants, such as the Central Provident Fund (CPF) housing grant and housing loans.

These measures ensure that lower-income families and individuals have access to housing options that are within their means.

Furthermore, the Sale of Balance Flats (SBF) scheme provides an opportunity for applicants who are not eligible for other priority schemes to apply for flats that have not been taken up in previous sales exercises.

This widens the range of applicants who can potentially secure a flat in their desired location.

The HDB priority schemes also recognize the importance of family units and the need for community care.

First-time family applicants and parents with children are given additional ballot chances to increase their chances of obtaining a flat.

This encourages community cohesion and facilitates the development of strong family networks.

In summary, the HDB priority schemes are crucial in ensuring fairness and equal opportunities for Singaporeans to secure affordable and suitable housing.

These schemes consider various factors such as income, family status, and specific needs, providing a systematic and transparent approach to the allocation of flats.

The efforts made by the Ministry of National Development, led by Minister Desmond Lee, in continuously reviewing and enhancing these schemes demonstrate a commitment to meeting the diverse housing needs of Singaporeans.

Frequently Asked Questions

What are HDB priority schemes?

HDB priority schemes are special arrangements designed to give certain groups of applicants higher priority when it comes to selecting a flat from the Housing & Development Board (HDB). These schemes ensure that housing subsidies are targeted at those who need them the most.

How do the HDB priority schemes work | Ballot Chance?

The HDB uses a ballot system to allocate flats to applicants. Under the priority schemes, certain groups of applicants are given additional chances in the ballot, increasing their likelihood of getting a flat. This helps to ensure a fair and equitable allocation process.

Who is eligible for the HDB priority schemes?

The eligibility criteria for the HDB priority schemes vary depending on the specific scheme. Some schemes are targeted towards first-time applicants, while others are focused on families or specific income groups. It is important to check the specific eligibility requirements for each scheme before applying.

What are some examples of HDB priority schemes?

Some examples of HDB priority schemes include the Family Priority Scheme, Parenthood Priority Scheme, and Married Child Priority Scheme. These schemes give priority to families and couples who are looking to buy their first home or upgrade to a larger flat.

Can second-timer applicants also benefit from the HDB priority schemes?

Yes, there are priority schemes available for second-timer applicants as well. These schemes take into account factors such as income and housing history to determine the priority of second-timer applicants in the balloting process.

How can I increase my chances of getting a flat through the HDB priority schemes?

To increase your chances of getting a flat through the HDB priority schemes, it is important to understand the eligibility criteria for each scheme and ensure that you meet them. You should also carefully consider the location and flat type that you are eligible for, as this can affect your chances of success.

Are HDB priority schemes available for rental housing as well?

No, the HDB priority schemes are specifically for the purchase of HDB flats. If you are interested in rental housing, you can apply for a flat under the Public Rental Scheme, which has its own set of eligibility criteria and priority rules.

Are there any changes or expansions planned for the HDB priority schemes?

The HDB regularly reviews and updates its priority schemes to ensure that they are aligned with current needs and priorities. It is always a good idea to stay updated with the latest announcements from the HDB or consult their official website for any changes or expansions to the schemes.

How can I find out more information about the HDB priority schemes?

You can find more information about the HDB priority schemes on the official website of the Housing & Development Board. They have detailed information on each scheme, including the eligibility criteria and application process.

Who is responsible for the implementation and management of the HDB priority schemes?

The HDB, or the Housing & Development Board, is responsible for the implementation and management of the HDB priority schemes. The HDB is a statutory board under the Ministry of National Development, and their role is to plan and develop public housing policies in Singapore.

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