Upcoming New Launch Condo Singapore by top developer in 2023

Most comprehensive source for new launch condos in Singapore. With our up-to-date price list and availability, you can find your dream property in no time!

J'den Condo

Jurong East Central

Sceneca Residence

26 Tanah Marah Kerchil Link

Terra Hill

18 Yew Siang Road Singapore 117755

The Continuum Condo

8 Thiam Siew Avenue Singapore

Lentor Hills Residences

Lentor Hills Road, Ang Mo Kio

Featured New Launch Projects in Singapore

J’den

Altura EC

LakeGarden Residences

Grand Dunman

New Launch Condos 2023

District Launch Date Project Location Units Tenure Developer Price From
12 Jan 2024 The Arcady @ Boon Keng 1037 Serangoon Road, 328170 172 Freehold KSH Ultra Unity Pte Ltd
22 Nov 2023 J’den Condo Jurong East Central 368 99 years CapitaLand $2,400psf
26 Nov 2023 Hillock Green Lentor Central (Lentor MRT) 474 99 years Forsea Residence Pte. Ltd., Soilbuild Group Holdings Ltd. and UED Alpha Pte. Ltd. $2,100psf
23 Aug 2023 Altura EC 119 Bukit Batok West Avenue 8, 659775 360 99 years Qingjian Realty $1,400psf
22 Aug 2023 The LakeGarden Residences Yuan Ching Road 306 99 years Winville Investment Pte. Ltd. (Wing Tai) $2,100psf
2 Aug 2023 TMW Maxwell 31 Tras Street, 079934 145 99 years Chip Eng Seng Corp, SingHaiyi $3,100psf
15 Jul 2023 Grand Dunman 2 Dunman Road, 439188 1,035 99 years Singhaiyi $2,100psf
21 Jul 2023 PineTree Hill 32 Pine Grove, 598442 520 99 years UOL & Singapore Land $2,200psf
23 Jul 2023 The Myst 800 Upper Bukit Timah Road, 678139 408 99 years CDL Aries $1,900psf
26 Jul 2023 Lentor Hills Residences 31 Lentor Hills Road, 788881 598 99 years Hong Leong Holdings, GuocoLand and TID $1,900psf
21 May 2023 The Reserve Residences 9 Jalan Anak Bukit, 589603 732 99 years Far East Organization and Sino Group $2,300psf
15 May 2023 The Continuum 1 Thiam Siew Avenue, 436838 816 Freehold Hoi Hup & Sunway $2,600psf
5 Apr 2023 Blossoms by the Park 9 Slim Barracks Rise, 139742 275 99 years EL Development $2,100psf
15 Apr 2023 Tembusu Grand 92 Jalan Tembusu, 439142 638 99 years CDL & MCL Land $2,300psf
23 Mar 2023 Botany At Dairy Farm 3 Dairy Farm Walk, 679625 386 99 years Sim Lian $1,900psf
5 Feb 2023 Terra Hill 22 Yew Siang Road, 117757 270 Freehold Hoi Hup & Sunway $2,400psf
16 Jan 2023 Sceneca Resiences 28 Tanah Merah Kechil Link · 468458 268 99 years MCC, The Place Holdings $2,000psf
9 Nov 2022 Hill House 11 Institution Hill, 239666 72 999 years Macly Group/ Roxy-Pacific Holdings/ LWH Holdings $2,800psf
11 Oct 2022 Sanctuary @ Newton 2 Surrey Road, 307742 38 Freehold ASK Development Pte Ltd $2,600psf
26 Sep 2022 Lentor Modern 3 Lentor Central, 788888 605 99 years GLL D Pte. Ltd. $1,900psf
16 Sep 2022 Sky Eden @ Bedok 1 Bedok Central, 469657 158 99 years Chempaka Development Pte Ltd (Frasers Property Limited) $1,900psf
20 Jul 2022 AMO Residence Ang Mo Kio Rise 372 99 years United Venture Development (2021) Pte. Ltd. $1,900psf

Upcoming New Launches

District Project Location Units Tenure Developer Price Range Sale psf Range
1 Former Central Square Havelock Road 329 99 years CDL (City Development Limited)
2 Former Realty Centre Enggor Street 114 Freehold The Place Holdings From $148,000,000 From $3,221
5 Clementi Avenue 1 500
5 Former Gloria Mansion Pasir Panjang Road 59 Freehold Fraxtor Capital $450,000 ~ $70,300,000 $380 ~ $1,936
5 Former 303 & 305 Pasir Panjang Road Pasir Panjang Road Freehold Silver Edge Investment Holdings
7 Former Golden Mile Complex Beach Road 718 99 years Far East Organization, Perennial Holdings and Sino Land $110,000 ~ $700,000,000 $119 ~ $1,147
8 Former Verdun House  Verdun Road From $405,000 From $258
8 Former Euro Asia Serangoon Road 84 Freehold KSH, H10 & SLB $480,000 ~ $2,403,000 $290 ~ $1,157
9 Former Peace Center /Mansion Sophia Road 240 99 years CEL, Singhaiyi & KSH $400,000 ~ $1,908,000 $154 ~ $767
9 (3x residential) Mount Emily Rd 18 Freehold ZACD
10 Former 551 – 553 Bukit Timah Road / 6 – 8 Duke Road Bukit Timah Road From $3,360,000 From $2,123
10 Former Tanglin Shopping Centre
10 Jervois Prive (former Jervois Green) Jervois Road 43 Freehold Jervois Midas Pte Ltd $1,500,000 ~ $5,067,000 $2,732 ~ $3,463
11 Former Caldecott Broadcast Centre Andrew Road 15 99 years Perennial Holdings
11 Former Watten Estate Shelford Road 200 Freehold UOL & Singapore Land $1,888,888 ~ $6,888,888 $2,148 ~ $3,347
11 (2x residential) Gilstead Rd – Freehold Kheng Leong From $21,000,000 From $943
14 Former Baode Building Lorong 35 Geylang $300,000 ~ $27,000,000 $242 ~ $1,572
14 Former Vicenta Lodge 16 Lorong Marzuki 27 Freehold Undisclosed $560,000 ~ $1,195,000 $445 ~ $949
15 Jalan Tembusu (Parcel B) 825
15 Former La Ville Tg. Rhu Road 107 Freehold ZACD $2,688,888 ~ $4,568,000 $2,301 ~ $2,688
15 Former Haig Road Flats Haig Road 35 Freehold Nanshan Group $6,600,000 ~ $7,000,000 $1,029 ~ $1,091
15 Former Meyer Park Meyer Road Freehold UOL Group/ Singapore Land Group $1,588,888 ~ $4,388,88 $2,182 ~ $2,317
15 Creston Residences Still Road 60 Freehold Melville Pte Ltd
15 Former East Court Koon Seng Road 19 Freehold Macly Group $895,000 ~ $2,550,000 $540 ~ $1,538
16 Former Bagnall Court Upper East Coast Road 113 Freehold Consortium Led By Roxy-Pacific Holdings
18 Tampines Street 62 (Parcel B) $1,131,000 ~ $2,120,000 $1,266 ~ $1,358
18 Tampines Avenue 11 1190 99 years
19 Former Jansen Mansion Jansen Road 21 99 years Macly $455,000 ~ $19,100,000 $361 ~ $1,264
21 Bukit Timah Link 160 99 years Bukit One Pte. Ltd. From $24,000,000 From $4,000
21 Pine Grove (Parcel B) 99 years
21 Former 870 Dunearn Road Dunearn Road Freehold Tuan Sing Holdings
22 Former Park View Mansions Yuan Ching Road, 440 99 years CEL/ Sing-Haiyi Pearl/ TK 189 (Chip Eng Seng/ SingHaiyi/ KSH Holdings) $180,000 ~ $918,000 $135 ~ $688
23 Bukit Batok West Avenue 8 EC Bukit Batok West Ave 8 375 99 years Qingjian & Santarli
23 (executive condo) Bukit Batok West Ave 5 510 99 years CDL
23 Senja Close EC 295 99 years
23 Cashew Green (Landed) Cashew Road 19 999 years Lucky Realty Co Pte Ltd (Far East Organization) $3,834,783 ~ $6,742,830 $1,015 ~ $1,794
24 Plantation Close Parcel A EC 495 99 years
24 Plantation Close Parcel B 560 99 years
25 Woodlands Avenue 2 440
26 Lentor Hills Road (Parcel B) Lentor Hills Road (B) 265 99 years TID Residential Pte. Ltd.
27 Spring Waters Villas 6 953 years South Island Mata Ayer Pte Ltd From $6,980,000 $980 ~ $997

Existing New Launches

DISTRICT PROJECT LOCATION UNITS TENURE DEVELOPER PRICE RANGE SALE PSF RANGE
3 The Landmark Chin Swee Road 396 99 years Landmark JV Pte Ltd $968,000 ~ $3,056,486 $2,064 ~ $3,562
3 One Pearl Bank Pearl Bank 774 99 years Areca Investment Pte Ltd (CapitaLand) $960,000 ~ $3,877,000 $1,793 ~ $3,380
4 The Reef At King’s Dock Harbourfront Avenue 429 99 years Harbourfront Three Pte Ltd (Mapletree/ Keppel Land) $924,400 ~ $3,851,000 $1,892 ~ $3,806
6 Canninghill Piers / Canninghill Square Clarke Quay 696 99 years Legend Quay Pte Ltd (CDL/ CapitaLand) $1,160,000 ~ $48,000,000 $2,037 ~ $4,591
7 Midtown Bay Beach Road 219 99 years Guoco Midtown Pte Ltd/Midtown Bay Pte Ltd (Guocoland) $1,224,000 ~ $3,738,000 $2,723 ~ $4,069
7 The M Middle Road 522 99 years Wingcharm Investment Pte Ltd (Wing Tai Holdings) $962,000 ~ $2,500,000 $2,305 ~ $3,599
7 Midtown Modern Tan Quee Lan Street 558 99 years Guoco Midtown II Pte Ltd/Midtown Modern Pte Ltd $1,490,000 ~ $17,000,000 From $2,875
8 J8 Suite Rangoon Road 11 Freehold J8 Holdings Pte Ltd – –
9 Haus on Handy Handy Road 188 99 years CDL Regulus Pte Ltd (City Developments Limited) $1,862,000 ~ $2,662,000 $2,239 ~ $3,076
9 Kopar At Newton Makeway Avenue 378 99 years CEL Newton Pte Ltd (Chip Eng Seng) $1,359,000 ~ $4,096,000 $2,265 ~ $2,974
9 33 Devonshire Devonshire Road 21 Freehold – – –
9 The Cairnhill Cairnhill Rise 75 Freehold Far East Organization From $6,888,888 From $2,884
9 Cairnhill 16 Cairnhill Rise 39 Freehold TSky Cairnhill Pte Ltd $2,005,245 ~ $4,800,00 $2,516 ~ $3,800
9 The Avenir River Valley Close 376 Freehold Carmel Development Pte Ltd $1,472,500 ~ $8,426,000 $2,447 ~ $4,041
9 Sophia Regency Sophia Road 38 Freehold East Asia Sophia Development Pte Ltd $1,400,000 ~ $2,601,081 $2,578 ~ $3,099
9 Klimt Cairnhill Cairnhill Road 138 Freehold Glopeak Development Pte Ltd $2,885,000 ~ $27,500,000 $2,600 ~ $5,554
9 The Atelier Makeway Avenue 120 Freehold Bukit Sembawang Land Pte Ltd $1,450,000 ~ $4,485,000 $2,404 ~ $3,258
10 Parksuites Holland Grove Road 119 110 years Kentish View Pte Ltd/Lucky Pinnacle Pte Ltd (Far East Organization) $670,000 ~ $6,844,708 $2,131 ~ $2,780
10 19 Nassim Nassim Hill 101 99 years Parksville Development Pte Ltd (Keppel Land) $1,911,870 ~ $5,625,900 $3,334 ~ $4,031
10 One Holland Village Residences Holland Village Way 296 99 years Sekisui House/ Sino Group/ Far East Organization $1,256,000 ~ $12,211,000 $1,131 ~ $4,207
10 Cuscaden Reserve Cuscaden Road 192 99 years Cuscaden Homes Pte Ltd $2,319,000 ~ $4,452,000 $2,982 ~ $3,913
10 15 Holland Hill Holland Hill 57 Freehold Peak Opal Pte Ltd (Kheng Leong) $3,819,000 ~ $7,418,000 $2,955 ~ $3,127
10 Boulevard 88 Orchard Boulevard 154 Freehold Granmil Holdings Pte Ltd $4,335,100 ~ $31,000,000 $2,986 ~ $5,346
10 Perfect Ten Bukit Timah Road 230 Freehold Japura Development Pte Ltd $2,080,000 ~ $4,200,000 $2,649 ~ $3,506
10 Hyll on Holland Holland Road 319 Freehold FEC Skypark Pte Ltd $1,342,700 ~ $3,139,900 $2,377 ~ $3,464
10 Grange 1866 Grange Road 60 Freehold Grange 1866 Pte. Ltd. $1,447,000 ~ $2,607,000 $2,656 ~ $3,643
10 Park Nova Tomlinson Road 54 Freehold Shun Tak Cuscaden Residential Pte Ltd (Shun Tak Holdings Limited) $5,799,000 ~ $17,178,000 $3,951 ~ $4,813
10 Les Maisons Nassim Nassim Road 14 Freehold Shun Tak Residential Development Pte Ltd $42,000,000 ~ $75,000,000 $6,370 ~ $7,000
10 Wilshire Residences Farrer Road 85 Freehold TE2KS-RH Pte Ltd $1,110,730 ~ $9,240,851 $2,300 ~ $3,174
10 Leedon Green Leedon Heights 638 Freehold Asia Radiant Pte Ltd (MCL Land/ Yanlord Group) $1,208,000 ~ $6,543,000 $2,162 ~ $3,603
10 Van Holland Holland Road 69 Freehold KBD Holland Pte Ltd (Koh Brothers Group Limited) $1,423,717 ~ $5,537,280 $2,260 ~ $3,412
10 One Draycott Draycott Park 64 Freehold Champsworth Development Pte Ltd (Selangor Dreging Berhad) $2,262,000 ~ $3,497,000 $1,696 ~ $3,603
10 Dalvey Haus Dalvey Road 27 Freehold Dalvey Breeze Development Pte Ltd (KOP Properties/ Low Keng Huat) $6,085,000 ~ $16,280,000 $42 ~ $4,666
10 Petit Jervois Jervois Road 55 Freehold Jerwyn Pte Ltd (SC Global) $1,544,000 ~ $3,288,000 $2,560 ~ $3,149
10 Jervois Treasures Jervois Road 36 Freehold Fragrance Treasures Pte. Ltd. (Fragrance Group) 1188888 ~ $3,349,800 $2,291 ~ $3,122
11 35 Gilstead Gilstead Road 70 Freehold TEE Forward Pte. Ltd. (Tee Land) $1,236,000 ~ $3,742,000 $2,200 ~ $2,762
11 Neu at Novena Moulmein Rise 87 Freehold RH Novena Pte Ltd $1,355,000 ~ $3,475,000 $2,304 ~ $3,313
11 Peak Residence Thomson Road 90 Freehold TSRC Novena Pte Ltd (Tuan Sing Holdings) $1,248,400 ~ $3,951,850 $2,002 ~ $3,437
11 Pullman Residences Newton Dunearn Road 340 Freehold EL Development (Horizon) Pte Ltd $1,207,000 ~ $4,453,000 $2,270 ~ $3,669
13 Myra Meyappa Chettiar Road 85 Freehold Tiara Land Pte Ltd (Selangor Dredging Berhad) $1,004,800 ~ $8,000,000 $2,018 ~ $3,423
14 M Suites 65 Lor Melayu 16 Freehold FG Resource Pte. Ltd $1,520,000 ~ $6,000,000 $249 ~ $1,708
14 Zyanya Lorong 25A Geylang 34 Freehold NNB 8 Development Pte Ltd $882,000 ~ $2,259,037 $1,536 ~ $2,011
14 Urban Treasures Jalan Eunos 237 Freehold Fragrance Treasures Pte Ltd (Fragrance Group) $798,000 ~ $2,486,500 $1,574 ~ $2,476
15 Liv @ MB Arthur Road 298 99 years BSEL Development Pte. Ltd (Bukit Sembawang Estates Limited) $1,080,000 ~ $3,630,000 $1,787 ~ $2,292
15 Amber Sea Amber Gardens 132 Freehold Urban Park Pte Ltd (Far East Organization) – –
15 Atlassia Joo Chiat Place, 31 Freehold K16 Development Pte Ltd $1,116,031 ~ $2,585,427 $1,566 ~ $3,232
15 Baywind Residences Lorong N Telok Kurau 24 Freehold LWH Holdings Pte Ltd/ ABR Holdings Ltd $2,066,000 ~ $2,668,000 $1,876 ~ $2,138
15 K Suites Lorong K Telok Kurau 19 Freehold EG Properties Pte Ltd From $1,732,000 $1,692 ~ $2,400
15 The Carrara Mountbatten Road 6 Freehold Sevens Group (Taurus) Pte Ltd $7,600,000 ~ $9,892,000 $1,203 ~ $3,119
15 Royal Hallmark Haig Lane 32 Freehold H Homes Pte Ltd $1,762,000 ~ $3,690,000 $1,702 ~ $2,195
15 Meyer Mansion Meyer Road 200 Freehold Meyer Mansion Pte Ltd (Guocoland) $1,374,480 ~ $4,602,350 $2,634 ~ $2,994
15 Creston Residences Still Road 60 Freehold Melville Pte Ltd – –
19 Bartley Vue Jalan Bunga Rampai 115 99 years Wee Hur (Bartley) Pte Ltd $1,100,000 ~ $2,497,000 $1,212 ~ $2,399
19 Bliss @ Hillside Drive Hillside Drive 25 Freehold Invest-Ho Property – –
19 Kovan Jewel Kovan Road 34 Freehold Soon Lian Realty Pte Ltd $1,488,000 ~ $2,738,000 $1,625 ~ $2,248
19 The Jardine Residences Lorong Chuan 6 Freehold JGL Property Pte Ltd $5,700,00 ~ $6,980,000 $1,047 ~ $1,232
20 Brighthill Residences Bright Hill Crescent 6 Freehold Brighthill Development Pte Ltd $6,400,000 ~ $18,000,000 $1,196 ~ $1,979
21 Ki Residences At Brookvale Brookvale Drive 660 999 years Hoi Hup Sunway Clementi Pte Ltd $1,240,000 ~ $3,994,000 $1,506 ~ $12,907
21 Forett @ Bukit Timah Toh Tuck Road 633 Freehold (Qingjian Realty (Changi) Investment Pte Ltd $848,000 ~ $4,227,000 $1,669 ~ $2,746
23 Hillview Rise – 335 99 years Far East Civil Engineering (Pte.) Limited and Sekisui House, Ltd. – –
24 Mooi Residences Holland Road 24 Freehold Wenul HL Pte Ltd $2,123,000 ~ $2,909,000 $2,270 ~ $2,662
27 Spring Waters Villas – 6 953 years South Island Mata Ayer Pte Ltd From $6,980,000 $980 ~ $997
11 Casa Contendere Gilstead Road 70 Freehold TEE Land   $ 1,179 to $ 1,179
5 Clavon Condo Clementi Avenue 1 640 99 years United Venture Development Pte Ltd (UIC/ UOL Group) $1,450,000 ~ $3,300,000 $1,775 ~ $2,356
10 Eden Condo Draycott Park 20 Freehold Swire Properties $1,250,000 ~ $1,800,000 $1,211 ~ $1,235
11 Fyve Derbyshire Derbyshire Road 71 Freehold Roxy Pacific Holdings Limited $1,634,000 ~ $2,680,000 $2,609 ~ $2,989
5 Kent Ridge Hill Residences South Buona Vista Road 640 99 years United Venture Development Pte Ltd (UIC/ UOL Group) $900,000 ~ $3,950,000 $1,824 ~ $2,519
20 Jadescape Shunfu Road 1206 99 years Qingjian Realty $1,080,000 ~ $3,370,000 $2,000 ~ $2,676
27 Kandis Residence Kandis Link 130 99 years Tuan Sing Holdings Limited $710,000 ~ $4,500,000 $1,071 ~ $1,734
19 Jewel Condo Compassvale Bow 616 99 years City Developments Limited $810,000 ~ $2,298,888 $1,533 ~ $1,844
3 Margaret Ville Margaret Drive 309 99 years MCL Land (Regency) Pte Ltd $980,000 ~ $2,750,000 $2,063 ~ $2,548
15 MeyerHouse Meyer Road 56 Freehold UOL Group/ Kheng Leong Company From $5,868,000 From $2,884
21 Mayfair Modern Rifle Range Road 171 99 years Citrine Property Pte Ltd (Subsidiary of Oxley Holdings Limited) $1,600,000 ~ $24,110,000 $1,761 ~ $3,300
1 Marina One Residences  Marina Way 1042 99 years M+S Pte. Ltd. $1,575,000 ~ $2,420,000 $2,982 ~ $3,750
10 120 Grange Grange Road 56 Freehold RH Orchard Pte Ltd (Roxy Pacific Holdings) $1,575,000 ~ $2,420,000 $2,982 ~ $3,750
10 15 Holland Hill Holland Hill 57 Freehold Peak Opal Pte Ltd (Kheng Leong) $3,779,740 ~ $15,187,000 $2,700 ~ $3,496
8 1953 Condo Tessensohn Road 58 Freehold Oxley Holdings Limited $1,200,000 ~ $5,000,000 $1,768 ~ $4,178
9 21 Angullia Park Angullia Park 54 Freehold Angullia Development Pte. Ltd $3,980,000 ~ $42,912,080 $2,989 ~ $5,560
11 35 Gilstead Gilstead Road 70 Freehold TEE Forward Pte. Ltd. (Tee Land) $1,698,000 ~ $2,498,888 $2,391 ~ $2,830
10 3 Cuscaden Condo Cuscaden Walk 96 Freehold SL Capital (2) Pte Ltd (A consortium led by Sustained Land) $1,700,000 ~ $3,400,000 $3,387 ~ $5,000
8 70 Truro Truro Road 109 Freehold Singlap Co Pte. Ltd. $792,000 ~ $1,438,000 $1,600 ~ $1,869
15 77 East Coast Road Upper East Coast Road 41 Freehold KDC (77) Development Pte. Ltd. (KTC Group) $903,000 ~ $2,399,000 $2,102 ~ $2,207
9 8 Hullet Hullet Road 44 Freehold Hullet Development Pte Ltd (Arc LH/ 2E Capital/ Mondyan) From $1,890,000 From $3,513 psf
9 8 St. Thomas Condo Saint Thomas Walk 230 Freehold Bukit Sembawang Estates Limited $1,620,000 ~ $4,800,000 $2,745 ~ $3,754
19 Affinity at Serangoon Serangoon North Avenue 1 1052 99 years Oxley Serangoon Pte Ltd (Oxley Holdings Ltd/ SLB Development Ltd/ Apricot Capital/ KSH Holdings Ltd) $798,000 ~ $2,288,000 $1,628 ~ $2,051
15 Amber 45 Amber Road 139 Freehold UOL Development (Amber) Pte Ltd $1,880,000 ~ $4,000,000 $2,460 ~ $2,971
15 Amber Park Amber Gardens 592 Freehold Aquarius Properties Pte Ltd (City Developments Ltd / Hong Realty Pte Ltd) $2,045,000 ~ $5,769,000 $2,382 ~ $3,208
15 Amber Skye Amber Road 109 Freehold CS Amber Development Pte. Ltd. $1,590,000 ~ $7,957,280 $1,509 ~ $2,621
14 Arena Residences Guillemard Crescent 98 Freehold RH Guillemard Pte Ltd (Roxy Pacific Holdings) $1,335,500 ~ $1,990,000 $2,131 ~ $2,620
3 Artra Redhill Alexandra View 400 99 years FEC Skyline Pte Ltd $1,523,700 ~ $5,600,000 $1,703 ~ $2,444
3 Avenue South Residence Silat Avenue 1074 99 years United Venture Development (Silat) Pte Ltd (UOL Group Limited) $1,253,000 ~ $2,800,000 $1,872 ~ $2,643
28 Belgravia Green Belgravia Drive 81 Freehold Fairview Developments Pte Ltd (a unit of the Tong Eng Group) $3,980,000 ~ $4,680,000 $1,221 ~ $1,286
5 Bijou Condo Jalan Mat Jambol 120 Freehold $1,138,000 ~ $7,480,000 $2,032 ~ $2,575
27 Canberra Link EC Canberra Link 350 99 years MCC Land
17 Casa Al Mare Jalan Loyang Besar 49 Freehold SL Capital (4) Pte Ltd (Sustained Land Pte Ltd) $768,000 ~ $1,829,000 $1,516 ~ $1,768
23 Cashew Green Cashew Road 19 999 years Lucky Realty Co Pte Ltd (Far East Organization) $3,834,783 ~ $6,742,830 $1,527 ~ $2,384
15 Cayman Residences East Coast Avenue 19 Freehold Pinnacle Asset $4,200,000 ~ $46,380,000 $1,025 ~ $2,784
19 Citrine Foodland Kim Chuan Drive 15 Freehold Goodland Citrine Pte Ltd (Subsidiary of Goodlan Group Limited) From $3,090,000 $ 1,103 – $ 2,028
15 Coastline Residences Amber Road 144 Freehold SL Capital (3) Pte Ltd (Sustained Land Pte Ltd) $1,290,000 ~ $3,880,000 $2,746 ~ $3,433
5 CT Foodchain Pandan Loop 98 64-year Chiu Teng Group Pte Ltd
21 Daintree Residences Toh Tuck Road 327 99 years Setia (Bukit Timah) Pte Ltd $1,450,000 ~ $3,980,000 $1,592 ~ $2,355
23 Dairy Farm Residences Dairy Farm Lane 460 100 years UEL Dairy Farm Pte Ltd (United Engineers Limited) $ 1,200,000 ~  $ 2,282,000 $ 1,648 – $ 2,155
11 Dunearn 386 Dunearn Road 35 Freehold RH Central Pte Ltd (Roxy Pacific Holdings) $1,221,000 ~ $3,200,000 $2,613 ~ $3,005
15 Infini At East Coast East Coast Road 36 Freehold GDL Land Pte Ltd (Global Dragon Limited) $1,380,000 ~ $2,800,000 $1,626 ~ $2,133
10 Fourth Avenue Residences Fourth Avenue 476 99 years Valleypoint Investments Pte Ltd (Allgreen Properties Limited) $1,199,000 ~ $2,664,900 $2,381 ~ $2,957
19 Inspace NEW INDUSTRIAL ROAD 84 Freehold SLB-Oxley (NIR) Pte Ltd
10 Juniper Hill Ewe Boon Road 115 Freehold Allgreen Properties Limited $1,736,000 ~ $6,068,600 $2,779 ~ $3,340
15 Katong Park Tower Arthur Rd 111 99 years Bukit Sembawang Estate Ltd‎
21 Linq @ Beauty World Upper Bukit Timah Road 174 Freehold BBR Holdings $1,450,000 ~ $2,680,000 $2,361 ~ $2,894
28 Luxus Hills Luxus Hills Avenue 78 Freehold Bukit Sembawang Estates $4,350,000 ~ $6,980,000 $1,144 ~ $1,836
13 Mactaggart  Foodlink Mactaggart Road 28 Freehold SLB Development Private Limited $35,00,000 $1,419
9 Martin Modern Condo Martin Place 450 99 years Guocoland / First Bedok Land Pte Ltd $2,060,000 ~ $5,880,000 $2,522 ~ $3,392
23 Mont Botanik Residence  Jalan Remaja 108 Freehold Episcia Land Pte Ltd (Tuan Sing Holdings Limited) $1,550,000 ~ $1,998,000 $2,005 ~ $2,109
13 Myra Condo Meyappa Chettiar Road 85 Freehold Tiara Land Pte Ltd (Selangor Dredging Berhad) $1,004,800 ~ $8,000,000 $2,015 ~ $2,622
28 Nim Collection Ang Mo Kio 98 99 years Bukit Sembawang Estates Limited $3,999,999 ~ $5,600,000 $940 ~ $1,168
14 Noma Condo Guillemard Road 50 Freehold Macly 33 Pte Ltd (Macly Group) $1,580,000 ~ $1,600,000 $1,893 ~ $1,957
5 Normanton Park Normanton Park 1862 99 years Kingsford Huray Development Pte Ltd $1,629,000 ~ $2,375,000 $1,809 ~ $1,965
15 Nyon Condo Amber Road 92 Freehold Aurum Land (Private) Limited $1,228,000 ~ $3,550,000 $2,198 ~ $3,001
19 Ola EC Condo Anchorvale Crescent 548 99 years Anchorvale Pte Ltd (Evia Real Estate/ Gumuda Land) $888,000 ~ $2,000,000 $1,031 ~ $1,531
15 Olloi Lorong 101 Changi 34 Freehold K16 Development Private Limited $1,622,000 ~ $2,920,000 $1,472 ~ $1,800
15 One Meyer Meyer Place 65 Freehold SL Capital (5) Pte Ltd (Sustained Land Ltd/ Goodland Group/ Ho Lee Group/ Kwong Lee Land) $1,810,000 ~ $3,300,000 $2,129 ~ $3,257
5 Parc Clematis Jalan Lempeng 1468 99 years Sing-Haiyi Gold Pte Ltd $1,428,000 ~ $3,630,000 $1,352 ~ $2,674
14 Parc Esta Sims Avenue 1399 99 years MCL Land Limited $868,888 ~ $2,960,000 $2,018 ~ $2,545
17 Parc Komo Upper Changi Road 276 Freehold CEL Real Estate Development Pte Ltd (Chip Eng Seng Corporation Ltd) $880,000 ~ $3,300,000 $1,443 ~ $2,341
13 Park Colonial Woodleigh Lane 805 99 years CEL Unique Development Pte. Ltd. (Chip Eng Seng Corp/ Heeton Holdings/ KSH Holdings) $960,000 ~ $2,800,000 $1,919 ~ $2,640
19 Parkwood Residences Yio Chu Kang Road 18 99 years Oxley Garnet Pte Ltd (Oxley Holdings) $1,699,000 ~ $1,782,000 $1,815 ~ $1,860
18 Paris Ris Central Residences Pasir Ris Central 600 99 years Allgreen Properties
23 Phoenix Villas Phoenix Avenue 79 99 years OKP Holdings
10 The Enclave Holland Holland Road 26 Freehold Three sixty-nine Development $1,100,000 ~ $3,188,000 $2,295 ~ $2,619
26 The Essence Condo Chong Kuo Road 84 99 years Chong Kuo Development Pte. Ltd. $1,199,999 ~ $1,890,000 $1,360 ~ $2,083
19 The Florence Residences Hougang Avenue 2 1410 99 years Florence Development Pte. Ltd. (Logan Property (Singapore) Company Pte. Limited) $830,000 ~ $2,400,000 $1,366 ~ $2,338
19 The Garden Residence Serangoon North View 613 99 years Keppel Land & Wing Tai $750,000 ~ $3,788,000 $1,597 ~ $2,114
15 Tembusu Grand Jalan Tembusu 638 99 years Tembusu Residential Pte. Ltd. (City Developments Ltd/ MCL Land) From $1,248,000 From $2,296
10 Sloane Residences Balmoral Road 52 Freehold TSky Balmoral Pte. Ltd. (Tiong Seng Holding/ Ocean Sky International) $2,436,000 ~ $4,612,000 $2,899 ~ $3,300
14 The Antares Mattar Road 265 99 years FSKH Development $930,000 ~ $1,800,000 $2,057 ~ $2,739
19 The Gazania How Sun Drive 250 Freehold Singhaiyi Huajiang Sun Pte. Ltd. (Singhaiyi Group Ltd) $1,030,000 ~ $3,510,000 $1,941 ~ $2,336
10 The Hyde Balmoral Road 117 Freehold Aurum Land Pte Ltd (Woh Hup Holdings Pte Ltd) $1,419,000 ~ $2,600,000 $2,584 ~ $3,110
9 The Iveria Kim Yam Road 51 Freehold Macly Iveria Pte Ltd (Macly Group) From $2,880,000 From $3,041
17 The Jovell Flora Drive 428 99 years Tripartite Developers Pte Ltd (Hong Leong Holdings Limited) $998,000 ~ $1,750,000 $1,460 ~ $1,785
15 Seaside Residences Siglap Link 843 99 years Frasers Property Singapore $1,000,000 ~ $12,500,000 $1,976 ~ $3,794
19 Sengkang Grand Residences Compassvale Bow 680 99 years Siena Residential Development Pte Ltd/Siena Trustee Pte Ltd (City Development Limited/ CapitaLand) $900,000 ~ $2,400,000 $1,495 ~ $3,171
19 The Lilium How Sun Road 80 Freehold Singhaiyi Huajiang Amber Pte Ltd (Singhaiyi Group Ltd) $1,500,000 ~ $3,722,300 $1,625 ~ $2,300
14 The Penrose Sims Drive 566 99 years NovaSims Development Pte Ltd (Hong Leong Holdings Limited/ City Development Limited) $980,000 ~ $3,088,888 $1,790 ~ $2,426
15 The Ramford Rambai Road 16 Freehold Centra East Development Pte Ltd $1,085,000 ~ $8,300,000 $420 ~ $2,253
18 Treasure @ Tampines Tampines Lane 2203 99 years Sim Lian (Treasure) Pte Ltd (Sim Lian Group) $740,000 ~ $3,088,000 $1,471 ~ $2,264
15 Vanilla Condo Still Road Freehold
21 Verdale Condo De Souza Avenue 258 99 years C&C (JJK) Pte Ltd (CSC Land Group (Singapore) Pte Ltd / China Overseas Holdings Limited) $1,338,200 ~ $2,660,600 $1,887 ~ $2,179
12 Verticus Condo @ Balestier Jalan Kemaman 162 Freehold SB (Kemaman) Development Pte Ltd (Soilbuild Group) $864,000 ~ $4,088,000 $1,774 ~ $2,333
21 View @ Kismis Lorong Kismis 186 99 years Roxy-TE2 Development Pte Ltd (Roxy Pacific Holdings Limited/ Tong Eng Group) $1,138,000 ~ $8,500,000 $1,103 ~ $2,364
5 Whistler Grand West Coast Vale 716 99 years CDL Pegasus Pte Ltd (City Developments Limited) $855,000 ~ $2,520,000 $1,768 ~ $2,323
9 33 Devonshire Devonshire Road 21 Freehold
3 Landmark Residences Chin Swee Road 396 99 years Landmark JV Pte Ltd (MCC Land (S) Pte. Ltd/ SSLE Development Pte. Ltd/ ZACD Group Ltd) $968,000 ~ $3,128,657 $1,906 ~ $2,879
7 Midtown Gardens Tan Quee Lan Street 585 99 years GuocoLand and Hong Leong Group
10 Nouvel 18 Anderson Road 156 Freehold City Developments Limited,Wing Tai Asia $3,700,000 ~ $35,875,000 $2,769 ~ $5,555
19 Piermont Grand Sumang Walk 820 99 years Pavo Properties Pte Ltd (City Development Limited/ TID Residential Pte. Ltd.) $1,090,000 ~ $1,936,000 $1,017 ~ $1,713
28 Parc Botannia Fernvale Street 735 99 years Fernvale Green Pte Ltd (Sing Holdings Limited/ Wee Hur Holdings Ltd) $765,000 ~ $1,680,000 $1,496 ~ $1,949
18 Parc Central Residence EC Tampines Street 700 99 years Hoi Hup Sunway Tampines J.V. Pte Ltd (Hoi Hup Realty Pte Ltd/ Sunway Developments Pte Ltd) $994,000 ~ $1,699,000 $1,113 ~ $1,322
14 Rezi 24 Condo Lorong 24 Geylang 110 Freehold The One Residence Pte Ltd (Kim Seng Heng Realty Pte Ltd/ SBL Development Ltd/ Heeton Holdings) $899,999 ~ $2,250,000 $1,647 ~ $2,466
19 Riverfront Residences Hougang Avenue 7 1472 99 years Rio Casa Venture Pte Ltd (Oxley Holdings Limited/ KSH Holdings Limited/ SLB Development Ltd/ Apricot Capital) $720,000 ~ $3,300,000 $1,426 ~ $3,482
3 Riviere Condo Jiak Kim Street 455 99 years Frasers Property Quayside Pte Ltd $1,780,000 ~ $5,200,000 $2,800 ~ $3,200
10 Royal Green Anamalai Avenue 285 Freehold Sky Top Investments Pte Ltd (Allgreen Properties Limited) $1,790,000 ~ $3,200,000 $2,521 ~ $3,096
9 RV Altitude River Valley Road 140 Freehold RH Capital Two Pte. Ltd. (Roxy-Pacific Holdings Limited) $1,400,000 ~ $2,200,000 $3,073 ~ $3,741
15 Seraya Residence Condo Seraya Lane 17 Freehold Macly 33 Pte. Ltd. (Macly Group) $1,571,619 ~ $17,000,000 $1,247 ~ $1,663
14 Sims Villa Sims Drive 566 99 years Hong Leong Holdings & City Developments
2 Sky Everton Everton Road 262 Freehold SL Capital (6) Pte Ltd (Sustained Land Pte Ltd/ Ho Lee Group/ Kwong Lee Land/ Penjuru Capital Pte Ltd) $1,360,000 ~ $5,868,000 $2,639 ~ $3,225
7 South Beach Residences Beach Road 171 99 years City Developments $4,360,000 ~ $24,519,000 $3,186 ~ $5,662
5 Sunstone Hill Pasir Panjang Road 28 Freehold Sunstone Properties Pte. Ltd.
18 Tapestry Condo Tampines Street 86 861 99 years City Developments Limited (CDL) $750,000 ~ $2,200,000 $1,595 ~ $3,164
13 The Addition by Oxley Condo Meyappa Chettiar Road 26 Freehold Oxley Topaz Pte Ltd $1,080,000 ~ $1,810,000 $1,516 ~ $1,917
Sky Gardens Residences Jalan Setia Tropika 500 Freehold SP Setia Bhd
23 The Midwood Condo Hillview Rise 564 99 years Hillview Rise Development Pte Ltd (Hong Leong Holdings/ Hong Realty Limited) $1,100,000 ~ $2,400,000 $1,880 ~ $2,185
9 The Opus Condo Amber Gardens 150 City Developments Limited (CDL)
13 Tre Ver Condo Potong Pasir Avenue 1 729 99 years UVD (Projects) Pte. Ltd (UOL Group Ltd/ United Industrial Corporation Ltd) $899,000 ~ $2,620,000 $1,723 ~ $2,260
8 Uptown @ Farrer Perumal Road 116 99 years Perumal Development Pte Ltd (Low Keng Huat (Singapore) Limited) From $1,300,000 $2,229 ~ $2,416

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Frequently Asked Questions

What is a Temporary Occupation Permit (TOP)?

In Singapore, the Building and Construction Authority (BCA) provides temporary occupancy permits (TOPs) to homeowners who just built their homes so they can move in before the Certificate of Statutory Completion (CSC) is issued.The TOP certificate only indicates that the building looks suitable for occupancy and it does not provide assurance of complete compliance with the Building Control Act.

What is a Certificate of Statutory Completion (CSC)?

A CSC is a document that confirms that all the structural aspects of a building have been fulfilled. It’s essential to obtain this license in order to legally occupy and make use of your property. A CSC certifies that all the necessary building requirements have been satisfied and is an official permit acknowledging this fact. It’s important to ensure that one is secured after construction has been completed in order to protect all parties involved.

What is Management Corporation Strata Title?
An MCST is responsible for managing condominiums and other similar compounds that have multiple owners and shared facilities. It organizes the necessary maintenance services and ensures the smooth running of the property. Strata Titles Estates are regulated and maintained by MCSTs (Management Corporation Strata Titles) under the Building Maintenance and Strata Management Act (BMSMA). The Management Corporation Strata Title (MCST) is empowered by law to oversee any ancillary corporations and control shared resources and facilities in a strata development. They also maintain jurisdiction over subsidiary organizations’ regulations.
What does leasehold property in Singapore mean?

When you own a leasehold property in Singapore, you are given the right to utilize the land for a specific period of time. Singapore’s residential and commercial properties have leases of either 99 or 999 years. The owner of these leaseholds will not be able to keep the property when the tenure runs out. Thus, it’s important to have an understanding of the terms and conditions set out in these leases.

What does freehold property in Singapore mean?

In Singapore, freehold properties are seen as a more desirable form of real estate compared to leaseholds. Ownership of these properties can extend indefinitely and does not need to be returned to the state after 99 years. Owning freehold land in Singapore is highly sought after due to its scarcity. The government has the power to acquire it with the Land Acquisition Act, which makes it even more limited.

How is rental stamp duty in Singapore calculated?
Singapore’s rental stamp duty is calculated from the Average Annual Rent (AAR). When the AAR surpasses $1,000 and/or the lease duration is 4 years or less, it’s compulsory to pay 0.4% of total rent for that period. If the Annual Accessible Rent is S$1,000 or less and the lease duration is four years or fewer, then the stamp duty payable would be four times the AAR..
What should I consider before buying a second property in Singapore?
If you have decided to invest in a second property in Singapore, then you should be aware of the eligibility criteria, affordability and intended use. It’s important to make sure that you have enough funds when making a downpayment and no loans against your current property. Thus, it’s essential to do thorough research before investing for a second home! Don’t forget about the additional buyers’ stamp duty of 17% too!It is important to familiarize yourself with the housing rules in Singapore, as it is not possible for one person to purchase a HDB if they already own a private property.
What is Total Debt Servicing Ratio (TDSR)?

Lenders use TDSR to evaluate your financial situation and assess whether granting you a loan would be a risky decision. That is why it’s essential to consider your total debt obligations when applying for home loan, as it could affect the amount you are allowed to borrow. It is a cap on the total amount an individual can borrow when applying for a home loan. To protect borrowers from financial burden, a maximum limit has been set for total debt servicing ratio (TDSR). This means that such debts should not exceed more than 55% of the borrower’s monthly income for both public and private properties. With this measure, it’ll help ensure that loan repayments fit comfortably into their budget.

What is the Loan-to-Value (LTV) ratio?
Lenders use a measure called the Loan-to-Value (LTV) ratio to determine the amount of risk for granting a loan. The current LTV limits are 75% for the primary mortgage, 45% for any secondary mortgages and 35% for subsequent mortgages.  Loan-to-value ratio is essentially calculated by dividing the amount of loan that a borrower takes out by the market value of the asset being used as collateral. This ratio, expressed as a percentage, reflects the maximum borrowing potential of an individual based on their asset’s worth. Banks tend to be more willing to grant loans when the loan-to-value (LTV) ratio is low, as their risk will be reduced in this situation. Furthermore, the Monetary Authority of Singapore (MAS) dictates certain ratios that must be adhered to when considering loans in Singapore. The LTV ratio aids both borrowers and lenders in deciding the amount that a borrower can borrow, as well as what cash or CPF Ordinary Account (OA) funds need to be paid in advance for securing a loan.
What is joint tenancy?
In Singapore, joint tenancy is a type of ownership structure where two or more people possess the same piece of real estate. Each person’s share is indistinguishable and they each possess an equal part in the property. This makes joint tenancy convenient for those who want to own property together. If one of the joint owners passes away, the surviving co-owners will automatically take over their share. To own a property together with your spouse and child in Singapore, you can make it a joint tenancy by lodging a declaration with the Singapore Land Authority. Guaranteeing that each partner has rightful ownership of their share, this would also enable them to bequeath it to a chosen beneficiary upon passing away.
What is tenancy in common?
Tenancy in Common (TIC) is a type of concurrent ownership of Singaporean property that can involve 2 or more people. Each co-owner owns an individual, but combined stake in the real estate which can be shared equally or unequally. By owning a property jointly, each co-owner is accountable for their corresponding portion of the asset and any related liabilities. Furthermore, this form of ownership does not have the rights of survivorship associated with it. When one of the co-owners passes away, their share does not automatically pass to the other co-owner(s). Instead, it is passed on to their estate. This contrasts with joint tenancy, which grants all family members equal ownership of the house.
What is buyer stamp duty?

Homebuyers in Singapore have to pay a Buyer Stamp Duty (BSD) when signing documents related to purchasing or acquiring properties. The BSD is calculated as 1% for the first $180,000, 2% for the amount between $180,000 and $360,000, 3% between $360,000 and $1 million and 4% beyond that.

What is additional buyer stamp duty?

In Singapore, there is a type of tax known as the Additional Buyer’s Stamp Duty (ABSD) when purchasing residential property. The ABSD rates can be different according to the buyer’s nationality and number of properties they own. Singaporeans who are buying their first property don’t need to pay any ABSD. However, when they purchase their second one, they’ll be required to pay 17% ABSD and 25% for the third and subsequent residential properties. Permanent residents need to pay 5%, 25%, or 30% Additional Buyer’s Stamp Duty (ABSD) for their first, second, and third property respectively. Foreigners buying any residential property are subject to a flat rate of 30% ABSD based on the purchase price.

What is a property caveat?
A property caveat is a legal record registered with the Singapore Land Authority (SLA) to safeguard any stakes held in a property. IThe buyer’s interests in a property is made known to the public and all other parties when a ‘freeze’ is placed on the title. This stops any other party registering an interest in the same property.Caveats are an essential part of the property buying process and serve as a safeguard for sellers. They provide legal protection against third parties attempting to purchase land without permission or knowledge of the original buyer. On being lodged, other potential buyers must back off from any interest in the same property.
What should you consider when buying a property in Singapore as a foreigner?
As a foreign citizen looking to buy property in Singapore, there are several key points to remember. You will not be able to purchase landed property and you have to receive approval from the Land Dealings Approval Unit for restricted properties. Foreigners buying property are subject to an additional buyer stamp duty of 30%. Private apartments and condominiums are open to all, while public housing is limited to Singapore Permanent Residents. Before investing in anything, it is essential to study the entire procedure and associated costs carefully. This will help you make a judicious decision.
What should you consider when buying a property in trust?

Buying a property in trust entails taking a few important things into account. Firstly, full payment with cash is required and not through CPF monies. Additionally, it can be quite tricky to acquire bank loans for such purchases. Thirdly, the trust property won’t be able to access any loans from banks. Additionally, it is imperative that the legal and beneficial ownership of the trust property be clearly stated. Thinking ahead, it is wise to factor in potential inheritance taxes and other legal obligations that could result from taking on such a project. Being proactive can help you to make the most of your efforts and ensure you are well prepared.Before you buy a property in trust, it is important to take your time and look into any additional taxes & duties, like the buyer stamp duty of 35%. Consulting with experts and professionals can also be beneficial. The decision should not be taken lightly and should be made after comprehensive consideration.

What are the property cooling measures in Singapore?
The Singaporean government has enacted multiple property regulations in an effort to control the escalating prices of housing. These cooling measures have been put into effect to help manage the situation. The Government has recently implemented a series of measures to rein in residential and HDB resale market activity. These measures include extending the Seller’s Stamp Duty holding period from one year to three, increasing the medium-term interest rate used in loan calculations, and introducing other cooling measures.

In order to cool the market, the government has implemented a few measures such as increased ABSD rates, tighter adherence to TDSR, and decreased SSD. These policies are designed to help ensure stable & sustainable growth in the market. In addition to the existing Buyer’s Stamp Duty (BSD) which is levied on a sliding scale, the ABSD is charged at a flat rate. From 1st January 2021, the rate for top-tier marginal stamp duty for Singaporean residential property buyers has changed from 3% to 4%. This applies to those who are looking to acquire a residential property over $1 million in value. For existing owners, this is an important consideration when making additional purchases. As from 16th December 2021, the TDSR threshold has been tightened from 60% to 55%, while the SSD is lower by 4% across all tiers. These measures are effective in helping to manage debt levels.

What is an option to purchase in Singapore?

In Singapore, an Option to Purchase (OTP) is a legally binding agreement between a buyer and seller of residential real estate. This contract outlines the conditions for buying and selling the property. Buying a property has a few steps, one of which is securing an option to purchase. This exclusive right gives the buyer the guarantee that they can buy the property within an agreed period of time. To do so, they must pay a fee – usually 1% for private properties or no more than $1,000 for HDB resale flats. OTP or ‘One-Time Password’ is an important factor to make sure the real estate transaction is secure & legally binding. This is a common step throughout the entire conveyance process, giving both parties assurance of validity.

What are the things you should consider when looking at a floor plans?
It’s essential to think about your lifestyle when you take a look at a floor plan. Ask yourself if the space is suitable for hosting friends or if it will be better suited for you to unwind in peaceful solitude.When deciding how to use the space in your home, it’s important to consider the dimensions needed for furniture and other items. It may also be worth considering how certain architectural features could fit into your plans – although this could come with additional costs. It is important to consider how efficiently the space is used and if the design allows for comfortable movement.It is also essential to consider your privacy when looking for a floor plan. To ensure you make the right decision, create a list of must-have features to determine whether or not the plan fulfils your requirements. Paying close attention to the dimensions of each room, hallway and even furniture arrangement within a house is very important. These features can be found in the majority of floor plans and will be a useful tool when deciding how to best utilize each area of your home.
What is a deferred payment scheme?

A Deferred Payment Scheme (DPS) is an agreement designed to give buyers the chance to purchase real estate by paying only 20% of the cost upfront. The seller and buyer will agree on a payment plan for the remaining balance. Buyers have the option of paying the remaining 65% of their home’s purchase price upon obtaining a Certificate of Statutory Completion. This allows them to pay for their property gradually, as opposed to managing two mortgage loans at one time. With a DPS scheme, purchasing a property can be an attractive choice for those with limited funds, similar to taking out an equity release from a standard provider.

What should you consider when investing in a commercial property in Singapore?

When investing in a commercial property in Singapore, it’s crucial to take into consideration ownership costs, taxes and other associated expenditure. Investing in commercial properties in Singapore may require you to pay GST. You should also bear in mind that industrial properties can only use 40% of their space for non-industrial activities. Investors should take note that commercial properties are exempt from ABSD and no capital gains tax is applicable in Singapore. To ensure success, they should consider engaging the services of a seasoned salesperson to locate an ideal tenant, as well as to assist in negotiations regarding rental yields and lease terms.

What should you consider when getting a home loan in Singapore?

If you are searching for a home loan in Singapore, it is critical to know the total amount you can borrow as well as the related interest rate. Reducing your monthly payments and interest costs in the long-run can be accomplished by making a one-time payment. Run the numbers through a home loan calculator to gauge whether you are able to pay for the regular installments. This way, you’ll be able to accurately decide if this is financially feasible for you. In Singapore, private property buyers normally favour floating-rate mortgage packages when they approach banks for financing.

What should a progressive payment scheme?

Purchasing a new home can often be expensive, which is why the Progressive Payment Scheme in Singapore is a great idea. It allows people to spread out their payments and make it more manageable. By using PPS, buyers are given the opportunity to divide the total cost of their property into smaller chunks and pay them over a specified period – making it easier for them to manage their budget. It’s a great way to purchase property, as buyers have the convenience of paying in installments as construction progresses. The installment amounts usually come to around 5-10% of the purchase price, making it both cost-effective and convenient. Payment Plan Solutions (PPS) allow buyers to have a much more flexible payment system and greater control over their finances. This helps them manage their money better and easily access the goods or services they need.

What is Mortgage Servicing Ratio?

The Monetary Authority of Singapore (MAS) sets a limit on the amount of money that borrowers can take out via loans to purchase property, known as the mortgage servicing Ratio (MSR). This is a measure to ensure that people don’t overborrow beyond their means.For both HDB and EC flats, HDB-issued loans and bank-issued loans follow an MSR of 30% of the borrower’s total gross monthly income, with a TDSR at a maximum of 55%. To ensure the stability of the property market and protect buyers from excessive debt, individuals need to be careful about their spending and keep track of their financial commitments. These precautions help to keep everyone’s debt under control, allowing for a steady growth in the housing market.

What is the minimum occupation period in Singapore?

Singapore’s HDB has imposed a Minimum Occupation Period (MOP) for flat owners. This period is generally five years starting from the date of purchase, while Prime Location Public Housing flats have an MOP of 10 years. Most HDB flats must be occupied by the owner for a minimum of five years before it can be rented out or sold. This rule ensures that owners maintain a residence in the flat they purchased.The MOP applies to all flats bought through the Fresh Start Housing Scheme & SERS Flat – though specific rules may differ in such cases. This rule serves to guarantee that landlords are committed to their homes & tenants/buyers receive a home of high-quality.

What are en bloc sales mean?

En bloc sales in Singapore are essentially a bundle sale of multiple properties to one buyer. This French phrase translates to ‘in a lump’, meaning all the units are sold together by the same purchaser. En Bloc sales are increasing in popularity among residents of older housing developments, with estimates of S$2 billion in total sales in 2021. This agreement is often struck between a property developer and the residents to sell their homes for collective gain. Developers who had a failed En-bloc sale must wait two years before they can start the process again. The entire procedure from launch to close usually takes around one month, and the winning bidder will be announced soon after that.

What does conveyancing means?
In Singapore, conveyancing is a legal process where the ownership rights of a piece of property are transferred from one person to another. The process involves several stages, such as sourcing the property and assessing related costs, conducting due diligence on chosen properties, and completing the sale of the property for consideration pursuant to the contract. The Law of Property Act (Cap 61) regulates the conveyancing of real and personal property in Singapore, and also includes provisions relating to the registration of titles to land. A conveyancing lawyer is required in order to execute these legal processes for private property transactions. On average, the process takes about 12 weeks.
what does development charge mean?

Singapore has a Development Charge (DC) system, which imposes taxes on developers for any increase in the land value that results from the State approving a higher-value development project. Developers are liable to pay these charges to the government when constructing projects that incrementally raise the land value of a particular area. From August 1, 2022, the Land Betterment Charge will take over from Differential Premium, Development Charge & Temporary Development Levy. TThis new fee applies to the land’s geographical area and its intended use. This means that all planning authorizations The cost of obtaining necessary permits, barring the subdivision of land, may be high and act as a deterrent for developers looking to buy land fromproperty owners. This could consequently have a negative impact on the plot ratio enhancement efforts. DC is an invaluable source of income for the government, enabling them to finance initiatives like infrastructure & urban renewal. It’s a great way to ensure that society benefits from the revenue generated.

Can I use CPF to pay for stamp duty in Singapore?

In Singapore, you can use funds from your Central Provident Fund (CPF) account to pay for stamp duties and Additional Buyer’s Stamp Duty (ABSD). When purchasing a resale property, it is initially required to pay in cash. Later, you may use your CPF funds to reimburse yourself. You can also pay for legal fees and stamp duties with your CPF Ordinary Account. You can be reimbursed for your expenses in cash by using your CPF funds. This means that you first pay up and then use the funds from your CPF to get back the amount you spent. As CPF funds can be used to pay for stamp duty, it’s essential to be familiar with the terms and conditions of the Private Properties and Public Housing Schemes. To ensure you make an informed decision, consulting a legal professional is highly recommended.

Can I pay for the property downpayment using CPF?

You can make use of your Central Provident Fund Ordinary Account to pay for a property downpayment. It is the perfect way to save up and invest in owning a property HDB flat buyers who opt for an HDB loan must make a 15% downpayment, which can be fully funded from their CPF savings. For those who are using a bank loan to purchase private property, there would be a need for them to make at least 25% of the payment in advance. This amount can be funded partially by up to 20% of their CPF Ordinary Account (OA). The last 5% of payment needs to be paid in cash.

Are we allowed to use CPF to pay for the mortgage?
Absolutely! You can utilise your CPF money to pay off mortgage loans. Each CPF account – namely the Ordinary Account (OA), Special Account (SA), Medisave Account (MA), and Retirement Account (RA) – holds a specific amount that can be used according to the government regulation. Through the OA, individuals can set aside up to $20,000 at the time of buying a home, allowing them to cover their monthly mortgage payments. Homeowners can use their CPF savings to pay off some of their housing mortgage, plus the CPF accrued interest. By doing this, they are eligible for a cash refund. By accessing the online banking platform, CPF OA funds can be withdrawn via ‘My Request’ option.It is essential to bear in mind there are restrictions on the amount of money you can withdraw from CPF savings. Therefore, it is essential to ponder the rules thoroughly before making any decisions. CPF is an incredible way to secure your financial future and can be used as a saving account for home loan payments should anything unexpected occur such as the loss of a job. It’s an excellent safety net for individuals.
Can I use CPF to pay for stamp duty in Singapore?

In Singapore, it is possible to use your CPF savings to pay for stamp duty and ABSD when purchasing a new property. For resale properties however, you will need to pay in cash first and then recover the amount from your CPF account. It is possible to fund legal fees and stamp duties from your CPF Ordinary Account by way of reimbursement. This means you can use your CPF money to reimburse yourself after paying up in cash first. CPF funds may be used to pay stamp duty but with conditions, which is why consulting a legal adviser is key. It’s best to look into the terms and conditions under the Private Properties and Public Housing Schemes before making any decisions related to this.

What is power of attorney?

Power of Attorney (POA) is a legal document that gives one individual the authority to act on behalf of another. This is an effective way for someone to assign another person with making decisions or taking actions on their behalf. By signing this document, the designated person will be empowered to make decisions in regards to the individual’s finances, healthcare and other related matters. By appointing someone to act on your behalf and legally bind the power of attorney, they can be referred to as an agent or attorney-in-fact. In order for it to be a legitimate agreement, both parties must sign in the presence of a witness and have it notarized.When assigning Power of Attorney, it is crucial to identify an individual who is reliable and knowledgeable as they will be entrusted with a great deal of authority over the principal’s personal matters.

What is the purpose of a rental tenancy agreement?

A tenancy agreement is a significant part of any landlord-tenant marriage. It is a legally binding contract that defines the rights and duties of both sides to ensure a secure & effective rental arrangement. The tenancy agreement is beneficial for both landlord and tenant as it outlines the basics of their arrangement. Items such as rent, length of stay, maintenance obligations and other important details are included in the contract to safeguard each party’s interests. By setting out expectations clearly, it eliminates confusion and makes sure that everyone is aware of their responsibilities. This can help reduce the chances of conflicts breaking out.

What is the purpose of sales and purchase agreement?

Sale and Purchase Agreements (S&PAs) in Singapore are tailored to each real estate deal, outlining the details of the sale & purchase between a buyer and seller. These contracts serve to establish a fair, legal basis for the transaction. This contract clearly outlines the rights, responsibilities and duties of both parties involved in the transaction. It covers important details like purchase cost, payment plan, expected delivery date and any other pertinent information related to the deal. The S&PA must abide by the Law Society of Singapore’s Conditions of Sale (COS) and should also feature an Option to Purchase. When both parties sign it, they are legally obligated to keep their respective duties as stated in the agreement.

What is in principal approval?
An In-Principle Approval (IPA) is a written agreement offered by a financial institution to the borrower who wishes to take out a home loan. It is not binding, but simply the bank’s indication of their willingness to provide the required funds. Despite this, it still does not guarantee that their offer will be accepted. The bank will assess your credit score and other factors to determine whether they can grant you an IPA. Should you be successful, the IPA is valid for 30 days and gives you the ability to make official offers on any prospective properties. With the help of an IPA, you can have a better idea of how much money you can borrow. This helps you plan your finances and create an effective budget accordingly.
How is property tax calculated?

In Singapore, Property Tax is determined by multiplying the Annual Value (AV) of the property with the respective Property Tax Rate. The Annual Value (AV) of the property is derived by computing the product of its monthly market rent and 12. The taxation rate for any given property can be dependant on a few factors, such as if it is owner-occupied or non-owner-occupied, and its Annual Value.Non-owner-occupied properties with an annual value of $36,000 are charged 11% of the first $30,000. This translates to $3,300 in taxes and can be easily calculated using online tax calculators.

What are bridging loans?
If you need to purchase a property and are struggling with liquidity, a bridging loan can help you out. It is a type of short-term loan offered by banks that provides support during the buying process. A bridge loan is ideal for when buyers need to make a down payment on their property, but don’t have the necessary funds yet. It can help fill the funding gap while waiting for permanent financing or paying off existing debts. Bridging loans offer a great solution for those looking to acquire a new property but don’t necessarily have the full amount necessary for a down payment. They’re versatile and offer an ideal way to cover the cost gap.
What does property decoupling mean?
Property decoupling involves the transition of a jointly owned property from two individuals to a single owner. It is an effective way to manage ownership disputes and simplify the ownership transaction process. Joint Tenancy is a popular choice for married couples when owning a marital home. Decoupling it can be done in two ways- one partner can gift or sell their portion of the property to the other. When couples decide to end their marriage, they can use the process of property division to retain their individual legal rights. This ensures that both partners have just claim to the assets associated with the union. Decoupling can be a beneficial option to consider as it saves couples from going through the time consuming and costly probate process when one partner passes away. Furthermore, it offers extra financial & legal protection to both people involved.
What are the options to purchase a Singapore property in Singapore without paying additional buyer stamp duty?

Singaporeans searching for a property purchase without incurring additional buyer stamp duty (ABSD) can explore a few options available to them within the country. Executive Condominiums (ECs) have become a popular choice for buyers due to the fact that they are exempt from Additional Buyer’s Stamp Duty (ABSD), meaning that no extra costs need to be incurred. Alternatively, it is possible to split the ownership of the property so that one partner owns their first home on their own, while the other buys their first home by themselves. This could be an advantageous solution for couples looking to buy a new property. For those looking to avoid the ABSD, the option of selling one and buying two properties could be considered. Additionally, investing in a commercial property is also a viable alternative that can help sidestep this levy. No matter which option you decide to go with, it’s always a good idea to get expert advice before taking any action. Consulting a professional can ensure that your decision is informed and informed decisions are always the best ones.

What should you consider when purchasing your first property?

Singapore’s property market can be intimidating, especially when you are purchasing your first property. Price is a key factor that needs to be factored in, as well as other important elements such as location and amenities. When looking for a new property, it’s important to make sure that you can afford the payments now, and will not find yourself stretched too thinly in the future. So it’s important to be aware of your budget and ensure that your purchase fits comfortably within those parameters. When it comes to finding a home, you should think about if an HDB resale flat or private property will best match your needs. Considering this might be beneficial to you in the long run. When deciding between buying or renting a property, there are key advantages and disadvantages that should be taken into account. One should also take into account their immediate plans of moving in or out of the place after purchase. If you’re not having any luck with purchasing a BTO, it might be a good idea to look into getting a resale flat instead. Taking your personal needs, budget and other factors into account can help make sure that you get the right property for you in Singapore.

What does plot ratio mean?

Plot ratio is an important metric when it comes to land utilization. In basic terms, it is determined by dividing the gross floor area of a building by its land size. This helps measure the intensity of usage for that particular piece of land. Land use intensity is a method to determine how much construction purpose a particular terrain can serve, including the possibility of erecting high-rise buildings & skyscrapers. Gross Plot Ratio is a metric used to establish the utmost total floor area that can be constructed on any particular piece of land. It is imperative to be aware of the GPR and story limits for any kind of development, such as for an educational institution, so that all development projects abide by the law and are done properly.

What should I consider when buying a resale condominium?
When looking to purchase a resale condo in Singapore, it is vital that you come up with an appropriate financial plan to decide how much you can spend and the best option for financing. It’s the first step before making a decision.After that, starting your home search is the next step as it can help you identify the ideal location and kind of house for your requirements. Additionally, getting in touch with an experienced attorney is a wise step to take when you are buying something. They can provide invaluable insight into the legalities surrounding the purchase and will help protect you from any potential issues. Once you have identified the perfect property, you should make an offer and obtain an Option To Purchase (OTP) for it. To ensure the purchase, it is essential to pay the Option fee to the seller. In addition, for resale condos it is highly recommended to assess the performance of the management committee as this will determine possible maintenance issues going forward. It’s important to note that with a resale condo, you can move in as soon as the sale is complete; whereas if you buy a new condo, you have to wait for the development to be finished.
What are the steps for buying a new launch condominium in Singapore?
Securing your dream home has never been easier! Our comprehensive guide takes you through the entire process – step by step. Start by getting your finances organized and ensuring that you can comfortably afford the property you are interested in. Once you have decided on a few potential condos, it is important to visit their show flats so that you can get a real feel of the property. This method of evaluation is much better than just relying on pictures for your decision making process. Before committing to the purchase of a condo, it is important to do your due diligence. This includes researching the property thoroughly and taking an in-depth look at its technical aspects. Following these steps can make the process of buying a new launch condo in Singapore much simpler.
What do SIBOR rates mean?

In Singapore, SIBOR (Singapore Interbank Offered Rate) acts as a standard for interbank lending activities, being the average rate of money loaned by Singaporean banks to one another. It is employed to set the rate for derivative prices in the market. Banks use the interbank rate to figure out how much it will cost them to borrow money from other banks in the interbank market.Furthermore, SIBOR plays a significant role in synthetic borrowing of Singapore dollars. By borrowing US dollars and exchanging them for SGD in the foreign exchange market, it can effectively help you get access to the necessary funds. It’s an important factor that shows how much it costs to borrow money in Singapore.

What are the property investment option available?

Investing in real estate in Singapore yields a variety of options. The buy-and-sell strategy is gaining traction due to its potential for significant returns. It involves purchasing a property and waiting until its value rises before reselling it for a profit. Investing in a physical property for rental purposes is one of the best strategies for generating an income stream. You can also opt to invest in real estate funds, which enable you to benefit from the appreciation potential of real estate without having to purchase a physical property. Singapore’s property market offers generous tax incentives for investors, making it an intelligent choice for anyone seeking to reap long-term financial rewards. Such a strategy has high potential and can bring in great returns in the future.

What should you consider when getting an executive condominium in Singapore?
Prior to investing in an Executive Condominium in Singapore, it is crucial to ensure that you are eligible. In order to purchase an EC unit from a property developer, you must fulfill certain criteria. These include having the appropriate level of income, being a Singapore citizen or permanent resident and falling in the age range specified. Besides, if you’re looking to purchase an EC, you won’t be eligible for the HDB loan. Instead, you need to apply for a bank loan. Before investing in an EC, you have to ensure that your finances can accommodate the costs. It is important to assess your budget and income in order to establish whether or not paying the fees will be feasible for you. When you’re in the process of purchasing an EC, a few other factors must be taken into account. Stamp duties, taxes and any other associated costs must all be factored in as these can affect your purchase decision. Thus, it’s important to make sure you do your research and carefully consider all the aspects before investing in an Executive Condominium in Singapore.
What are the responsibility of a property lawyer?

A property lawyer looks after the legal aspects of a real estate transaction. This includes handling mortgage documents, transferring properties, inspecting and leasing, as well as drafting the necessary paperwork for such transactions. They are knowledgeable in this field and can help you go through the process with ease. Property lawyers are a must-have in real estate, protecting their clients’ interests throughout the process. They work to secure an equitable price for any property involved and make sure that all the necessary formalities and protocols are adhered to when purchasing or selling property. Property lawyers are immensely valuable for those intending to purchase or sell real estate, due to their immense knowledge in the area.

What is the CPF retirement sum in Singapore?

Singaporean citizens who are members of the Central Provident Fund (CPF) are eligible to receive a CPF Retirement Sum when they turn 55. This sum comprises three parts: the Basic Retirement Sum (BRS), Full Retirement Sum (FRS) and Enhanced Retirement Sum (ERS). If you are aged 55 or above, the BRS will be $99,400 in 2023 as the minimum amount that must be saved for your retirement. The FRS is $198,800, doubling the Base Rent Supplement of $99,400. Similarly, the ERS is three times the BRS equalling to $297,200. BRS pay-outs are positively adjusted over the years, to ensure that retirees are provided with sufficient coverage for their essential living costs during retirement.

What do you need to consider when renovating your home?

Before beginning a home renovation, it is essential to consider the details. An important factor to consider is the size of your residence. If your living space is large, you have the opportunity to implement more extensive renovations. On the other hand, if it is a bit more modest in size, then making smaller changes can be beneficial and will help avoid overcrowding. This way you can make the most of the space you have! Budget is an essential factor when thinking about a renovation, so make sure to keep that in mind. Setting expectations with the interior designer beforehand and staying in contact throughout the project can also help prevent costs from going over the projected budget. Taking your time is essential with any renovation project; rather than rushing, take some time to experience the space and figure out which changes will result in a cosier atmosphere.

What does sub-sale mean?

When someone purchases a property from a developer and then decides to resell it, that is known as a ‘sub-sale’. This usually happens when the original buyer no longer wishes to hang on to the unfinished unit. According to the Urban Redevelopment Authority (URA), a sub-sale is when an individual signs a deal with the developer to purchase a unit and then put it up for sale.For this deal to be finalized, both sides must meet certain prerequisites. Before the sub-sale can be complete, there needs to be permission from the relevant governing bodies and appropriate documentation needs to be filed, including a TOP & CSC. Once all the conditions are met, ownership can then be passed over.

What does Gross Floor Area mean in Singapore?

Gross Floor Area (GFA) is an essential parameter used to determine the intensity and density of a property development. It’s a required metric to adhere to plot ratio measures and be able to accurately compute them.The floor area is the total space covered by rooms, including the width of external walls, calculated from the halfway point of party walls.This measurement not only considers the enclosed areas for commercial use, but also any unsheltered locations including pedestrian walkways, pavements, planting boxes and residual spaces (which consist of three-sided enclosures). GFA plays a major role in deciding the maximum area that can be developed on a particular piece of land. It is one of the most influential criteria for figuring out how much can be done with a particular plot of land.

What is the difference between a strata title development and a non-strata title development?

Strata title developments have a lot of benefits, the main one being that each owner gets their own certificate of title. Moreover, an owner’s corporation or body corporate is responsible for maintaining the property as opposed to non-strata title developments. On the flip side, non-strata developments lack a legal entity to oversee common property. In order to ensure functioning of these developments in an efficient and effective manner, the Building Maintenance & Strata Management Act (BMSMA) is drafted in order to provide assistance.

What does 'Dual Key' mean in condo terms?

A dual key condo is an innovative type of real estate property with two distinct homes under one roof. Generally, the main unit is bigger and the other one is a sub-unit. Usually, both sections of the two dwellings include a bedroom, bathroom, kitchen and living area. Plus, they have a common main entranceway and foyer to access them. Dual key condos provide a great opportunity for both homeowners and investors. The main unit can function as your primary residence while the sub-unit can be used for rental income or for additional family members. In this way, you can enjoy multiple advantages of the arrangement.

The abbreviation "PES" in floor plan stands for what?

PES stands for Private Enclosed Spaces and refers to the outdoor areas surrounding a house or flat situated on the ground floor. When calculating the GFA (Gross Floor Area) of a property, the Master Plan allows bonus GFA up to 10% by including PES (Private Enclosed Spaces). These could be private roof terraces (PRT) as well. Understanding these terms can help homeowners get a better comprehension of their condo/HDB floorplan.

What is the difference between cluster house and townhouse?

One major distinction between a cluster house and townhouse is their design. Cluster homes usually have multiple units in a single building while townhouses may consist of multiple dwellings side by side or arranged over several floors.Townhouses are typically situated in close proximity, connected via a shared party wall, whereas a cluster house usually occupies a much larger area. Townhouses usually have lots ranging from 5,000 to 10,000 square feet in size, whereas cluster homes are usually situated on bigger plots of land. Cluster housing & strata title management are two different concepts. Whereas the former involves multiple dwellings in close proximity, the latter involves having a Management Corporation to look after the upkeep & maintenance of the entire community.

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