Exploring the Advantages and Disadvantages of Cluster Housing in Singapore | Cluster Home | Landed Home | Stratum

by | Oct 2, 2023

Cluster Housing in Singapore

Cluster Housing in Singapore

What is Cluster Housing? 

Cluster housing refers to a type of residential development in Singapore that combines the privacy and space of landed houses with the amenities and security of a condominium.

These cluster homes are typically built in a gated community and offer a range of facilities for residents to enjoy, such as swimming pools, playgrounds, and function rooms.

The development is designed to create a sense of community while still maintaining individuality and exclusivity.

Cluster Housing vs. Landed Houses

One key difference between cluster housing and traditional landed houses is the concept of strata-titled properties.

In cluster housing, each unit is strata-titled, meaning that owners have ownership of their team as well as a share in the communal areas.

This allows for shared maintenance costs and the pooling of resources for the upkeep of facilities.

Compared to landed houses, cluster homes offer the convenience of condo-style living with the added benefit of having your own private outdoor space.

Cluster houses are often more affordable than landed properties, making them an attractive option for buyers who want the space and privacy of landed living without the hefty price tag.

Types of Cluster Housing in Singapore

There are several types of cluster housing available in Singapore, catering to different preferences and budgets.

Terrace houses are the most common type and offer two or three stories of living space with shared facilities.

Townhouses provide a larger living area and may come with a private garden or rooftop terrace.

For those seeking a more luxurious option, cluster bungalows offer spacious layouts and often come with private pools and gardens.

These properties provide the ultimate in privacy and exclusivity.

When looking for cluster housing in Singapore, it is essential to consider the developer’s reputation and the quality of the communal facilities.

Some developers have a track record of creating well-designed and well-maintained cluster housing developments, which add value to the property and enhance the overall living experience.

In terms of security, cluster housing developments usually have round-the-clock security measures in place, such as gated entrances and security guards.

This provides residents with peace of mind and a safe environment for their families.

Overall, cluster housing in Singapore offers a unique living experience that combines the best of landed houses and condominiums.

With various types of housing available and a range of facilities and security features, cluster housing provides residents with a comfortable and convenient living environment.

Key Takeaways

  1. Cluster Housing in Singapore: Cluster housing combines landed house privacy with condo amenities, creating a sense of community.
  2. Cluster Housing vs. Landed Houses: Cluster housing has strata titles, shared maintenance, and affordability compared to landed properties.
  3. Types of Cluster Housing in Singapore: Terrace houses, townhouses, and cluster bungalows offer different living options in cluster housing.
  4. Advantages of Cluster Housing: Cluster housing is affordable, offers amenities, and is close to schools and public facilities.
  5. Disadvantages of Cluster Housing: Lack of privacy, maintenance fees, and ownership restrictions can be drawbacks of cluster housing.
  6. Strata Landed in Singapore: Strata Landed combines landed property ownership with shared facilities and amenities.
  7. Advantages of Strata Landed: Shared facilities, convenience, and legal transparency are benefits of Strata Landed.
  8. Disadvantages of Strata Landed: Collective maintenance, limited decision-making, maintenance costs, and higher prices are drawbacks.
  9. Ang Mo Kio Cluster Housing: Ang Mo Kio offers popular cluster housing estates with nearby schools, MRT stations, and recreational facilities.
  10. Prices of Cluster Houses in Ang Mo Kio: Cluster house prices in Ang Mo Kio vary but remain stable, offering options for potential homebuyers.

Advantages of Cluster Housing in Singapore

Advantages of Cluster Housing in Singapore

Cluster housing in Singapore offers several advantages that make it an attractive option for residents.

From spacious living environments to convenient access to amenities, cluster housing provides a range of benefits for homeowners.


One of the main advantages of cluster housing in Singapore is its affordability compared to other types of properties.

Cluster housing developments often have lower prices per square foot (psf) compared to condominiums or landed properties.

This affordability makes cluster housing an appealing option for individuals and families looking for more space at a more reasonable cost.

Additionally, the price difference between cluster housing units and neighboring condominiums or landed properties can be significant.

This price difference can provide an opportunity for buyers to enter a desirable location at a lower cost.

The rental yield for cluster housing units is also competitive, making it an attractive investment option.

Furthermore, the transaction volume for cluster housing remains robust, with profitable transactions consistently recorded.

This indicates a strong demand for cluster housing properties, making them a sound investment choice in the real estate market.

Amenities and Facilities

Cluster housing developments offer a wide range of amenities and facilities for residents to enjoy.

These include swimming pools, gyms, 24-hour security, car parks, and more.

The presence of management corporations and strata titles ensures that these facilities are well-maintained and accessible to residents.

Moreover, cluster housing developments often feature communal facilities such as barbecue pits and parks, providing opportunities for residents to bond and socialize with their neighbors.

The presence of condo-style facilities within cluster housing developments offers residents a similar lifestyle and convenience to living in a condominium.

In addition to the private facilities, cluster housing developments also have convenient access to public facilities.

Proximity to parks, recreational facilities, and public transportation, including MRT stations, allows residents to enjoy a well-rounded and convenient lifestyle.

Proximity to Amenities

Cluster housing developments in Singapore are strategically located close to a wide range of amenities.

These include nearby HDB estates, schools, international schools, post offices, and famous shopping districts like Orchard Road.

The proximity to schools is desirable for families with children, providing convenience in commuting and ensuring easy access to quality education.

The easy access to amenities makes cluster housing an ideal choice for individuals and families who value convenience and want to be within proximity to essential services and recreational options.

In conclusion, cluster housing in Singapore offers numerous advantages, including affordability, convenient access to amenities and facilities, and proximity to essential services.

These factors contribute to cluster housing’s popularity among homebuyers and investors alike.

Whether it’s enjoying spacious living spaces or taking advantage of communal and condo-style facilities, cluster housing provides a desirable living environment for residents in Singapore.

Disadvantages of Cluster Housing in Singapore

Disadvantages of Cluster Housing in Singapore

Lack of Privacy

Living in a cluster housing development in Singapore may mean sacrificing some privacy.

These developments typically consist of multiple houses situated in close proximity to each other.

As a result, residents may experience noise disturbances from neighboring units or encounter a lack of privacy due to the shared spaces.

Additionally, while cluster housing developments often provide security measures, such as private security guards, they may offer a different level of privacy than individual landed properties.

This is an essential consideration for those who value their privacy and prefer a more secluded living environment.

Maintenance Fees

One disadvantage of cluster housing in Singapore is the need to pay regular maintenance fees.

As each homeowner is responsible for the upkeep of the shared facilities, such as gardens, parks, and swimming pools, there are monthly maintenance fees that must be paid.

These fees can be significant and can increase over time as maintenance costs rise.

Potential buyers need to consider the financial implications of these maintenance fees carefully and whether they fit within their long-term budget.

Please comply with these fees to avoid legal issues and potential disputes within the community.

Ownership Restrictions

Cluster housing in Singapore is often governed by strata title arrangements.

This means that homeowners have a share in the overall development, including the common areas, and are subject to ownership restrictions.

These restrictions can include limitations on renovations, modifications, and use of the property.

Strata-titled cluster housing is also typically located within a gated community, which may have additional regulations and guidelines for residents to follow.

While these arrangements can provide a sense of security and community, they may restrict individual property rights and limit homeowners’ freedom to personalize and modify their homes.

In conclusion, while cluster housing in Singapore offers various benefits, such as shared facilities and a sense of community, it is essential to consider the potential disadvantages before making a purchase.

These disadvantages include a possible lack of privacy, the need to pay regular maintenance fees and ownership restrictions imposed by strata title arrangements.

Prospective buyers should carefully weigh these factors to ensure that cluster housing aligns with their lifestyle and preferences.

Strata Landed in Singapore

Strata Landed in Singapore

Strata Landed, also known as strata-titled properties or 99-year cluster homes, has become an increasingly popular type of housing in Singapore.

This unique concept combines the benefits of landed property with the convenience of shared facilities and amenities.

So, what exactly is Strata Landed, and what advantages and disadvantages does it offer?

Let’s find out.

What is Strata Landed? 

Strata Landed refers to a type of housing where multiple landed properties are grouped in a cluster and managed by a joint management corporation.

Each unit within the development is given a stratum, which represents their share of the common areas, facilities, and land.

It provides residents with the exclusivity and privacy of landed property ownership while sharing the cost and maintenance of common areas.

Advantages of Strata Landed

One of the main advantages of Strata Landed is the ability to enjoy shared facilities within the development.

These can include amenities such as swimming pools, gyms, BBQ pits, and playgrounds.

Residents can benefit from these shared spaces without the hassle and expense of maintaining them individually.

Convenience and perks are another advantage of strata-landed living.

The strata titles provide a clear legal framework for ownership and management, ensuring transparency and accountability.

Additionally, some strata-landed developments offer private lifts or the option to install a lift, providing ease of access across multiple floors.

Disadvantages of Strata Landed

While Strata Landed offers many advantages, it is essential to consider the disadvantages as well.

Upkeep is one aspect that homeowners need to be aware of.

As part of a shared development, residents have a collective responsibility for the maintenance of common areas.

This can involve additional costs, coordination with neighbors, and potential disagreements over decisions affecting the community.

Living in a strata-landed development may mean giving up some individual decision-making power.

While there are management committees and governing bodies, certain decisions may need to be made collectively, limiting the autonomy of individual homeowners.

Maintenance issues can also arise in strata-landed developments.

As with any property, there may be unforeseen repairs and maintenance needs that require prompt attention.

In these cases, homeowners may need to rely on the management corporation or engage external contractors, which can involve additional costs.

Cost considerations are another factor to keep in mind.

Strata-landed properties typically come with a higher price tag compared to non-landed properties.

Additionally, there may be monthly maintenance fees to cover the upkeep of shared areas and facilities.

As a homeowner, it is essential to factor in these costs when considering a strata-landed property.

In conclusion, Strata Landed offers a unique housing option that combines the benefits of landed property with shared amenities and facilities.

The advantages include access to shared facilities, convenience, and a clear ownership framework.

However, homeowners should also consider the disadvantages, such as collective maintenance responsibilities, limited decision-making power, potential maintenance issues, and higher costs.

By weighing these factors, potential buyers can make an informed decision about whether Strata Landed is the right choice for them.

Ang Mo Kio Cluster Housing

Cluster housing in Ang Mo Kio has become increasingly popular among homebuyers looking for a unique and exclusive living experience.

With its well-planned estates and convenient amenities, Ang Mo Kio offers a desirable residential environment for those seeking a balance between urban living and tranquility.

Famous Cluster Housing Estates in Ang Mo Kio

Ang Mo Kio is home to several famous cluster housing estates that offer a variety of choices for potential residents.

  1. Lorong 1 Realty Park: This exclusive landed housing development offers a range of luxurious cluster houses with spacious interiors. It provides residents with the privacy and exclusivity of landed living, coupled with the convenience of communal facilities. 
  2. Nim Collection: Situated in the peaceful Ang Mo Kio Avenue 5, Nim Collection is a collection of landed homes with modern and stylish designs. This cluster housing estate offers residents a vibrant and close-knit community living experience. 
  3. Belgravia Villas: Nestled in a serene environment, Belgravia Villas features a collection of strata terraces and semi-detached houses. Residents can enjoy the lush greenery and the convenience of nearby amenities. 

Amenities and Facilities in Ang Mo Kio Cluster Housing Estates

Residents of cluster housing estates in Ang Mo Kio can enjoy a range of amenities and facilities within proximity.

  • Schools: Families with school-going children will appreciate the presence of reputable schools nearby, such as National Junior College, Swiss School, Nanyang Primary School, and Nanyang Girls’ High School. 
  • MRT Station: The convenience of public transportation is a significant advantage of living in Ang Mo Kio cluster housing estates. The nearby Yio Chu Kang MRT Station provides easy access to other parts of Singapore. 
  • Recreational Facilities: The well-planned estates in Ang Mo Kio offer residents access to parks, playgrounds, and community centers. These facilities provide opportunities for residents to engage in recreational activities and foster a sense of community. 

Prices of Cluster Houses in Ang Mo Kio

The prices of cluster houses in Ang Mo Kio vary depending on factors such as location, size, and design.

According to recent transaction data, the price range can be between SGD [price with discount] per square foot (PSF).

It is important to note that these prices are indicative and can vary based on market conditions and individual property features.

The transaction volume for cluster houses in Ang Mo Kio remains stable, with a range of options available for homebuyers.

Those interested in purchasing a cluster house can explore the variety of properties on offer, with 46 property results available in the housing estate.

In conclusion, cluster housing in Ang Mo Kio offers a unique and exclusive living experience for those seeking a balance between urban convenience and peace.

With a range of famous estates to choose from, condos, convenient amenities, and stable prices, Ang Mo Kio is an attractive option for potential homebuyers.


In conclusion, cluster housing in Singapore offers a unique and attractive residential option for individuals and families.

These enclaves, such as the renowned Changi cluster housing complex, provide the status and appeal of landed properties, often associated with the privacy and exclusivity of conventional landed homes.

Cluster home developments like the actual landed residences at Greenwood Avenue and Nanyang Girls’ Cluster housing offer a range of amenities and facilities for residents to enjoy.

However, it is essential to note that parking can be limited, with carpark and roadside parking often associated with conventional landed properties.

Homeowners may also have the flexibility to tear down and rebuild their cluster homes, allowing for customization and personalization.

The management and upkeep of these cluster housing developments are governed by the Management Corporation Strata Title (MCST) in line with regulations and guidelines.

This ensures that the common areas and facilities are well-maintained for the benefit of residents.

Additionally, paying maintenance fees is a common practice among cluster homeowners to support the maintenance and management of shared spaces.

Over the past 18 years, cluster housing in Singapore has gained popularity and become a desirable choice for many individuals and families.

The appeal lies in the sense of community and exclusivity, with residents often having a voice in decision-making through MCST meetings and engagements.

For those looking to buy cluster housing in Singapore, there are various options available.

Districts like 9, with developments such as Hillcrest Road and Raffles Girls’ cluster housing, offer a prime location and proximity to amenities.

Additionally, exploring areas like Bukit Merah and touring developments along Aroozoo Avenue provides opportunities to discover different cluster housing communities.

To stay informed and updated on the latest cluster housing developments in Singapore, following reputable real estate resources and platforms is recommended.

They provide valuable insights and listings for those looking to invest in cluster housing.

Overall, cluster housing in Singapore offers residents a unique blend of private landed living and shared community spaces, creating a welcoming and exclusive residential experience.

It is a housing option that continues to appeal to individuals and families seeking a balance between privacy and community living.

Frequently Asked Questions

What is cluster housing?

Cluster housing refers to a type of housing development where landed houses are grouped in a specific area, sharing common facilities and amenities.

These houses are usually freehold and offer a higher level of privacy and exclusivity compared to condominiums. 

How is cluster housing different from condominiums?

Cluster housing is different from condominiums in terms of ownership and layout.

 While cluster housing consists of landed houses, condominiums are typically high-rise buildings with individual units.

 Cluster housing also offers a more spacious living environment and a closer connection to nature. 

Where are cluster housing developments typically located?

Cluster housing developments can be found in various locations across Singapore.

 They are often situated in established residential areas such as Bukit Timah, Holland Road, and Serangoon.

 These locations are well-connected and offer easy access to schools, amenities, and transportation options. 

What are the advantages of living in cluster housing?

Living in cluster housing offers several advantages.

 Firstly, residents can enjoy the privacy and spaciousness of a landed house, along with the convenience and facilities of a condominium.

 Cluster housing developments often come with facilities such as swimming pools and basement car parks.

 Additionally, these developments are usually located in desirable neighborhoods with good schools and amenities nearby. 

Are cluster housing developments suitable for expatriate home buyers?

Yes, cluster housing developments are often favored by expatriate home buyers who seek a spacious and private living environment.

 These developments offer a good balance between the space and privacy of a landed house and the convenience of condo-style facilities such as swimming pools and car parks. 

What are some examples of cluster housing developments in Singapore?

Some examples of cluster housing developments in Singapore include Hillcrest Villa, Binjai Crest, and Seletar Green.

 These developments are known for their well-designed houses, lush surroundings, and proximity to schools and amenities. 

What is the appeal of cluster housing compared to conventional landed houses?

Cluster housing offers a unique appeal compared to conventional landed houses.

 While ancestral landed homes are often associated with large land areas and individual titles, cluster housing provides more efficient land use and shared facilities.

 This allows residents to enjoy a more luxurious living environment at a more affordable price. 

Are cluster housing developments considered as landed estates?

Yes, cluster housing developments are considered as landed estates.

 They provide the benefits of living in a landed property, such as privacy and exclusivity, while also offering shared facilities and amenities. 

Can cluster housing developments be classified as good-class bungalows?

No, cluster housing developments cannot be classified as good class bungalows.

 Good-class bungalows are large, exclusive properties that must meet specific criteria set by the Urban Redevelopment Authority (URA).

 Cluster housing developments, on the other hand, are a different type of housing development that falls under a separate category. 

Is cluster housing suitable for families with children?

Yes, cluster housing can be a suitable choice for families with children.

 These developments are often located near reputable schools such as Nanyang Girls’ High School and offer spacious living areas, allowing families to enjoy a comfortable and convenient lifestyle. 

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