Unlocking Multi-Generation 3Gen Flats: Guide to Buying a 3Gen HDB Flat in Singapore – Embrace the Future of Multi-generational Living Maisonette and More!

by | Nov 4, 2023

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Introduction to Multi-Generation (3Gen) Flats

Introduction to Multi Generation 3Gen Flats

Multi-generation (3Gen) Flats are a unique housing option in Singapore that promotes multi-generational living.

In a society where families are becoming more nuclear, 3Gen flats provide an opportunity for extended families to live under one roof and enjoy the benefits of close-knit, multigenerational living.

Define Multi-Generation (3Gen) Flats

A Multi-Generation (3Gen) Flat refers to a type of public housing in Singapore that is specifically designed to accommodate multigenerational families.

These flats are built by the Housing and Development Board (HDB), the government body responsible for public housing in Singapore.

They are larger than typical HDB flats and feature four bedrooms, providing enough space for grandparents, parents, and children to live together.

The concept of 3Gen flats recognizes the cultural value of keeping families together and supports the idea of an extended family living harmoniously under one roof.

It allows for closer family bonds and the convenience of having multiple generations in close proximity.

Significance of Multi-Generation (3Gen) Flats in Singapore

The availability of Multi-Generation (3Gen) Flats is significant in Singapore for several reasons.

Firstly, the high property prices in Singapore make it challenging for families to afford multiple properties for each generation.

By providing 3Gen flats, the government offers an affordable and practical alternative for families to live together while maintaining their independence.

Secondly, as Singapore continues to develop, prime locations for housing become limited.

3Gen flats provide an opportunity for multigenerational families to live in desirable areas, as these flats are located in popular districts and have access to various amenities.

The introduction of 3Gen flats also aligns with the government’s vision of fostering strong family ties and promoting intergenerational bonding.

By encouraging multigenerational living, the government hopes to create a sense of unity and support within families.

Key Features and Layouts of Multi-Generation (3Gen) Flats

Multi-generation (3Gen) Flats are designed to provide ample space and privacy for each generation while maintaining a sense of togetherness.

Here are some key features and layouts of these flats:

  1. Four Bedrooms: 3Gen flats come with four bedrooms, ensuring that each generation has its private space. This allows grandparents, parents, and children to have their own rooms while living together under one roof.
  2. Ensuite Bathrooms: These flats often come with multiple bathrooms, including ensuite bathrooms for the master bedroom and common bathrooms for other family members. This arrangement ensures convenience and privacy for everyone.
  3. Spacious Dining Area: The dining area in 3Gen flats is designed to accommodate larger families, providing enough space for everyone to gather and enjoy meals together.
  4. Separate Entrances: Some 3Gen flats come with separate entrances for different generations, allowing each family unit to have their own access and maintain privacy.
  5. Balcony Space: Many 3Gen flats feature balcony space where families can relax and enjoy the outdoor views together.

While 3Gen flats offer compact living spaces, they also provide extra space compared to traditional HDB flats.

The layout is carefully designed to maximize functionality and ensure that the different generations can coexist comfortably.

Multi-Generation (3Gen) Flats in Singapore play a crucial role in promoting multigenerational living, offering affordable and spacious housing options for extended families.

The significance of these flats lies in their ability to strengthen family bonds, provide prime location public housing, and cater to the unique needs of families living under. 

Key Takeaways

  1. 3Gen Flat Definition: 3Gen flats are designed for multi-generational living, accommodating grandparents, parents, and children under one roof. They promote close-knit family bonds.
  2. Significance in Singapore: 3Gen flats address the challenge of high property prices, offering an affordable solution for families to live together. They align with the government’s vision of fostering family ties and unity.
  3. Key Features and Layouts: 3Gen flats feature four bedrooms, ensuite bathrooms, spacious dining areas, separate entrances, and balcony spaces. The layout maximizes functionality for comfortable coexistence.
  4. Eligibility Criteria: To qualify, applicants must meet criteria such as income ceiling, citizenship status, family nucleus formation, and the inclusion of at least one child or elderly family member.
  5. Additional Eligibility Conditions: Introduced in 2013 for families applying for Build-To-Order flats, including eligibility for the Proximity Housing Grant to encourage living close to relatives.
  6. Comparison with Other Housing Options: Contrasts 3Gen flats with 5-room, 3-room, executive flats, and maisonettes, emphasizing the balance between communal living and individual space.
  7. Benefits Over Private Properties: Highlights the affordability, lower monthly maintenance costs, specific family nucleus requirements, and practical design for elderly family members.
  8. Application Process: Describes the application process for 3Gen flats through the Built-To-Order system, emphasizing forming a family nucleus and the online application process.
  9. Resale Market Availability: Discusses the availability of 3Gen flats in the resale market, considering factors like pricing, conditions for purchase, and the impact of HDB exercises.
  10. Future Plans and Impact: Anticipates improvements in 3Gen flats, such as introducing four bedrooms and incorporating universal design principles. Highlights the positive impact on family bonds and the community.

Eligibility Criteria for Multi-Generation (3Gen) Flats

Eligibility Criteria for Multi Generation 3Gen Flats

Eligibility Criteria for Multi-Generation

To be eligible for a Multi-Generation (3Gen) Flat in Singapore, there are certain criteria that applicants must meet.

These eligibility requirements ensure that the flats are allocated to families who genuinely require multi-generational housing.

Here are the key eligibility criteria for 3Gen flats:

  • Income Ceiling: The household income ceiling for purchasing a 3Gen flat is set at $14,000 per month. This criterion ensures that families in different income brackets have the opportunity to live together under one roof.
  • Singapore Permanent Resident or Citizen: At least one of the applicants must be a Singapore citizen, and all family members listed in the application must hold either Singapore permanent resident status or be Singapore citizens.
  • Family Nucleus: The applicants must form a valid family nucleus. A family nucleus can consist of a married couple and their parents, or a married couple and their children. In the case of divorced or widowed individuals, they may also be eligible if they have legal custody of their children.
  • Consent of Parents: If the applicants are below the age of 35 and wish to include their parents in the application, they must obtain the consent of their parents.
  • Eligible Family Nucleus: The family nucleus must include at least one child below the age of 16 or elderly parents above the age of 55. This criterion ensures that the flats are allocated to families with a genuine need for multi-generational living.

It is important to note that these eligibility criteria may vary depending on the specific HDB flat type and scheme.

Therefore, it is essential for potential applicants to check the latest eligibility guidelines provided by the Housing and Development Board (HDB).


Additional Eligibility Conditions for Multi-Generation Families

In September 2013, the Housing and Development Board (HDB) introduced additional eligibility conditions for multi-generation families applying for Build-To-Order (BTO) flats.

These conditions were introduced to prioritize families who genuinely require larger living spaces.

The additional eligibility criteria include:

  • First Introduced in 2013: The eligibility conditions for multi-generation families were first introduced in 2013 as a response to the changing demographics and societal needs in Singapore. The introduction of 3Gen flats aimed to provide suitable housing options for extended families wishing to live together.
  • Build-To-Order: The additional eligibility conditions apply specifically to families applying for BTO flats. BTO flats are newly constructed HDB flats that are offered for sale directly by the HDB.
  • Proximity Housing Grant: Multi-generation families who apply for a BTO flat within the same project and have at least one parent living within 2 km of the intended BTO flat are eligible for the Proximity Housing Grant. The Proximity Housing Grant is a financial incentive provided to encourage families to live in close proximity to their parents or children.

These additional eligibility conditions aim to encourage families to stay close to each other and foster strong family ties.

By providing financial incentives such as the Proximity Housing Grant, the government hopes to promote multigenerational living as a preferred housing option for families in Singapore.

In summary, the eligibility criteria for Multi-Generation (3Gen) Flats in Singapore ensure that the flats are allocated to families who genuinely require larger living spaces for multi-generational living.

These criteria include income ceilings, Singapore permanent resident or citizen status, the formation of a valid family nucleus, and additional conditions for families applying for BTO flats.

By fulfilling these eligibility requirements, families in Singapore can benefit from the advantages of multigenerational living in 3Gen flats.

Benefits and Features of Multi-Generation 3Gen HDB Flats

Benefits and Features of Multi Generation 3Gen HDB Flats

Comparison between Multi-Generation (3Gen) Flats and Other Housing Options

As the demand for multi-generational living continues to rise, the Housing and Development Board (HDB) in Singapore has introduced Multi-Generation (3Gen) HDB flats as a housing option for families who wish to live together under one roof.

To better understand the benefits of 3Gen flats, let’s compare them with other housing options available in Singapore.

  1. 5-room flat: While a 5-room flat offers a spacious living space, it may not provide the necessary privacy and independence for each family member. On the other hand, a 3Gen flat provides separate bedrooms and living areas, allowing each generation to have their own space while still living together.
  2. 3-room flat: 3-room flats are more suitable for smaller families or young couples without children. In contrast, 3Gen flats are designed to accommodate multi-generation families with a minimum of one child below the age of 16 or elderly parents above the age of 55.
  3. Executive flat: Executive flats are larger than 3Gen flats and usually cater to families with higher income levels. However, 3Gen flats offer a more affordable option for families looking to live together while still enjoying the convenience and amenities provided by HDB.
  4. Maisonette: Maisonettes are two-story flats that offer more living space. However, 3Gen flats are more accessible as they are typically located in newer HDB developments and provide modern facilities and designs.

When evaluating the advantages of 3Gen flats over traditional housing options, it is essential to consider the degree of privacy and independence each family member desires.

3Gen flats strike a balance between communal living and private spaces, allowing families to enjoy time together while still having individual areas to retreat to.

Comparing 3Gen Flats with Private Property for Multigenerational Living

While private properties offer another option for multi-generational living, 3Gen flats provide several advantages for families in Singapore.

  1. Affordability: Private properties in Singapore can be costly, making them inaccessible for many families. In contrast, 3Gen flats offer an affordable housing option that is subsidized by the government, making it more accessible to a wider range of families.
  2. Residential Property: Owning a private property often comes with additional costs such as property tax, maintenance fees, and security services. 3Gen flats, as HDB properties, come with more affordable monthly maintenance costs, making them a more financially sustainable choice.
  3. Family Nucleus: 3Gen flats cater specifically to multi-generation families with the requirement of at least one child below the age of 16 or elderly parents above the age of 55. This ensures that the flats are allocated to families with a genuine need for multi-generational living.
  4. Elderly Support: 3Gen flats are designed to accommodate the needs of elderly family members, with features such as wider doorways, grab bars, and wheelchair-friendly layouts. This makes it a practical choice for families who want to provide a safe and comfortable living environment for their elderly parents.
  5. Divorcee with Child or Widower with Child: For individuals who are divorced or widowed with a child, 3Gen flats offer an ideal solution for co-living with their children. The separate bedrooms and living areas provide a conducive environment for families to live together while maintaining their own personal space.

Multi-Generation (3Gen) HDB flats offer numerous benefits and features for families looking to live together under one roof.

They provide an affordable alternative to private properties, cater specifically to multi-generation families, and offer support for elderly family members.

With their well-designed layouts and practical features, 3Gen flats are an excellent option for families in Singapore seeking multi-generational living

Applying and Obtaining a Multi-Generation (3Gen) Flat

Applying and Obtaining a Multi Generation 3Gen Flat

Understanding the Process of Applying for a Multi-Generation (3Gen) Flat through the BTO System

Applying for a Multi-Generation (3Gen) flat through the Built-To-Order (BTO) system is a straightforward process.

The BTO system allows Singaporean citizens to purchase affordable homes directly from the Housing and Development Board (HDB) based on their eligibility criteria.

To apply for a 3Gen flat, interested parties must form a family nucleus that meets the following criteria:

  1. At least one child below the age of 16 or elderly parents above the age of 55 must be part of the household.
  2. The family nucleus should consist of the applicant, their spouse, parents, and children.
  3. The applicant must be a Singaporean citizen.

During a BTO launch, prospective buyers are given the opportunity to apply for a 3Gen flat in a specific housing development.

The application is done online, and applicants can choose their preferred flat type and location.

Once the application period closes, a ballot is conducted to determine the order in which the applicants are offered the flat.

The number of applicants and available 3Gen flats will determine the chances of securing a unit.

Cloudflare Ray is a service that ensures a smooth application process by providing security and protection against DDoS attacks.

It helps prevent any disruptions or delays during the application process, ensuring that everyone has a fair chance.

After the ballot is conducted, successful applicants will be notified and given a specified period to make a decision.

The applicants can either accept or reject the offer to purchase the allocated 3Gen flat.


Exploring the Availability of Multi-Generation (3Gen) Flats in the Resale Market

In addition to the BTO system, Multi-Generation (3Gen) flats can also be found in the resale market.

Resale flats refer to HDB flats that have been previously bought from the open market.

These flats are usually owned by individuals who are looking to sell them.

The availability of 3Gen flats in the resale market can vary depending on the demand and supply in different estates.

Some popular estates where 3Gen flats can be found include Yishun, Tampines, Boon Lay, and Buangkok Edgeview.

When considering buying a 3Gen flat in the resale market, there are several factors that may influence the decision.

One key factor is the price difference between a BTO 3Gen flat and a resale 3Gen flat.

Resale flats generally have a higher price due to factors such as location, age, and renovations.

It is also important to consider the conditions for purchase in the resale market.

For example, eligibility rules state that a buyer needs to have met the Minimum Occupation Period (MOP) requirements for their previous HDB flat before they can purchase a resale 3Gen flat.

The availability of resale 3Gen flats can be affected by the Sale of Balance Flats exercise conducted by HDB.

This exercise offers remaining units from previous BTO launches, and if any 3Gen flats are available, they may be included in these exercises.

In conclusion, applying for and obtaining a Multi-Generation (3Gen) flat can be done through the BTO system or in the resale market.

Understanding the application process through the BTO system and considering the availability and conditions of resale flats in different estates can help families make informed decisions about living together under one roof in these spacious and accommodating HDB homes.

Planning for the Future: Multi-Generation (3Gen) Flats in Singapore 2023

Planning for the Future Multi Generation 3Gen Flats in Singapore 2023

The Impact of Multi-Generation (3Gen) Flats on HDB Housing and Development in Singapore

Multi-Generation (3Gen) flats have become increasingly popular in Singapore, providing spacious and accommodating homes for families looking to live together under one roof.

These flats, typically larger in size compared to other HDB flats, cater to the needs of extended families by allowing multiple generations to coexist and share living spaces while still maintaining privacy.

The Housing and Development Board (HDB) has recognized the importance of designing flats that meet the evolving needs of Singaporean families.

The introduction of 3Gen flats has significantly contributed to the HDB housing landscape, offering families the opportunity to create a harmonious living environment.

One of the key advantages of 3Gen flats is the availability of more living space.

These flats, typically spanning around 115 square meters, offer ample room for families to comfortably live and grow together.

The additional space allows for greater flexibility in terms of interior design and customization, ensuring that each family member has their own private area while also fostering a sense of togetherness.

Furthermore, the introduction of 3Gen flats has addressed the growing demand for homes that can accommodate both the needs of young children and elderly parents.

With an aging population, it has become crucial to provide housing options that can facilitate intergenerational living and support the changing needs of families.

To make these flats more accessible to a wider pool of buyers, the HDB has also implemented housing grants and subsidies specifically for 3Gen flats.

These financial incentives aim to alleviate the financial burden of purchasing a 3Gen flat and encourage more families to consider this housing option.

Examining the ground experience of residents in 3Gen flats reveals that there are numerous benefits to living together as an extended family.

Families report that the shared living spaces foster a sense of community and strengthen family bonds.

Older family members appreciate the proximity to their children and grandchildren, allowing for regular interaction and mutual support.

Additionally, the close-knit living arrangement provides a built-in support system for childcare and elderly care, making it easier for families to navigate their daily lives.

Looking ahead to 2023, there are anticipated changes and improvements in 3Gen flats that aim to enhance the living experience for residents.

The HDB plans to introduce new 3Gen flats that come with four bedrooms instead of the current three bedrooms.

This alteration will provide families with even more living space, ensuring that each family member has their own private area.

Future developments in 3Gen flat design and features will also focus on incorporating universal design principles.

These features will aim to cater to the needs of residents of all ages and abilities, ensuring that the flats remain accessible and adaptable.

Cost-saving features such as energy-efficient appliances and sustainable building materials are also expected to be included in future 3Gen flats.

These additions align with Singapore’s commitment to environmental sustainability and will not only benefit residents financially but also contribute to a greener living environment.

The projected improvements are based on extensive research, including factors such as response rates and user experience.

The average booking rate for 3Gen flats has remained consistently high, indicating a strong demand for these types of homes.

The feedback received from residents has also played a crucial role in shaping the design and features of future 3Gen flats, ensuring that they meet the needs and preferences of the community.

Overall, the introduction of Multi-Generation (3Gen) flats has had a significant impact on HDB housing and development in Singapore.

These flats provide a solution for families looking to live together comfortably while still maintaining their individual privacy.

The additional living space, inclusive design features, and family-oriented environment contribute to a harmonious and fulfilling living experience.

As Singapore looks towards the future, the anticipated changes and improvements in 3Gen flats will further enhance the quality of life for residents and continue to meet the evolving needs of Singaporean families.


Summary of why 3gen flats are still a popular choice in 2021

In conclusion, 3gen flats continue to be a popular choice for multi-generation households in 2021.

These housing units provide the perfect solution for families who want to live under one roof while still maintaining their privacy and space.

With their larger sizes, typically four bedrooms and three bathrooms, 3gen flats offer ample room for multiple generations to comfortably coexist.

Meeting the needs of multi-generation households

The appeal of 3gen flats lies in their ability to meet the specific needs of multi-generation households.

With Singapore’s increasing aging population and the trend of families living together, these flats provide an ideal living arrangement.

They allow parents, children, and grandparents to reside in the same dwelling, fostering closer family ties and support networks.

Additionally, 3gen flats are designed to accommodate the different requirements of each generation.

They feature separate living spaces, such as a dual-key system that allows for privacy and individuality.

This layout ensures that every family member has their own space while still being part of the larger household.

Offering more space and privacy for families living together

One of the main advantages of 3gen flats is the abundance of space they provide.

These units are larger than a 5-room flat, making them suitable for multi-generation households that require more room to accommodate everyone comfortably.

The additional bedroom and bathroom allow for greater flexibility and convenience.

Furthermore, the layout of 3gen flats ensures privacy for each family unit.

With separate bedrooms, common areas, and even kitchen and dining spaces, family members can enjoy their own personal space while still sharing the same home.

This setup fosters harmonious living and minimizes conflicts that may arise from living in close quarters.

Overall, 3gen flats offer a practical and effective solution for multi-generation households, allowing them to live together while maintaining their independence and privacy.

These units meet the evolving needs of Singaporean families, providing a supportive environment for intergenerational relationships to thrive.

Whether it’s the 3-room or larger 3gen flats, they offer the space and amenities necessary to create a comfortable and harmonious living arrangement.

Frequently Asked Questions

What are multi-generation (3gen) flats?

Multi-generation (3gen) flats are HDB flats in Singapore that are specifically designed to accommodate multi-generational families. These flats have been built with larger living spaces and additional bedrooms to cater to the needs of extended families.

How do I go about buying a 3gen HDB flat?

To purchase a 3gen HDB flat, you need to be eligible under the Public Scheme or Joint Singles Scheme. You can apply for a 3gen flat through the HDB website during the regular sales launches.

What is the difference between a BTO flat and a resale HDB flat?

BTO stands for Built-To-Order, which means that these flats are brand new and have not been previously owned. On the other hand, resale HDB flats are units that have been previously owned and are being sold by the current owners.

What is the HDB Housing Development Board?

The HDB, or Housing Development Board, is the organization responsible for public housing in Singapore. They plan, develop, and manage HDB flats to provide affordable and quality housing for Singaporeans.

How many bedrooms do 3gen flats typically have?

3gen flats are designed with four bedrooms to accommodate multi-generational families. These flats also come with three bathrooms, providing sufficient space and privacy for each occupant.

Can I rent out individual rooms in a 3gen flat?

No, you cannot rent out individual rooms in a 3gen flat. These flats are specifically built for multi-generational families, and the concept of renting out rooms is not allowed.

What is the minimum occupancy period (MOP) for 3gen flats?

The minimum occupancy period for 3gen flats is five years. This means that you are required to live in the flat for at least five years before you can sell or transfer ownership.

Where can I find information about the latest sales launches for 3gen flats in Singapore?

You can find information about the latest sales launches for 3gen flats on the HDB website. They regularly update the website with upcoming launches, eligibility criteria, and application details.

How have Singapore property prices affected the demand for 3gen flats?

Singapore property prices have influenced the demand for 3gen flats. With the rising cost of housing, larger flats that can accommodate multi-generational families have become more appealing to buyers looking for affordable and spacious options.

Can I apply for a 3gen flat even if I do not belong to a multi-generational family?

Yes, you can apply for a 3gen flat even if you do not belong to a multi-generational family. However, priority will be given to applicants who meet the eligibility criteria and have a genuine need for the larger living space provided by a 3gen flat.

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